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Manage your Adapt account

Your Adapt account

Want to learn more about what you can do with your account?

We want to make the way you bank and spend money as simple as possible. So we’ve gathered all the information about the features of your Adapt account, in one place.

Make banking simple with our mobile app

View your bank account on the go

Check your accounts and balance anytime. View your recent transactions and transfer money between your own accounts.

Once you are 16 or older, you can make payments to saved payees and pay someone new without a card reader (limits apply) .

Get Cash without your card

If you have at least £10 available in your account and your debit card is active, you can get cash without your card.

You can withdraw up to £130 every 24 hours from our branded ATMs. Simply log in to your app, click your current account tile and click 'Get Cash'.

Pay in cheques securely

Just take a photo of the front and back of the cheque using our app and the money will be paid into your account.

Limits apply.

Download the NatWest app

  1. On your mobile or tablet, open the camera and point your device at the QR code.
  2. A link will pop up, tap this, and you’ll be taken straight to download the app.

 

QR code not working? 

Don’t worry, you can still download the app by following these instructions:

  1. On your mobile or tablet, go to the App Store if using Apple or Google Play if using Android.
  2. Search for 'NatWest Mobile Banking'.
  3. Tap to download the app.

Get the app

Experience easy, quick, secure banking with the NatWest banking app

Get the app

Experience easy, quick, secure banking with the NatWest banking app

Activate your card

How to activate your card.

If you're new to NatWest, we'll post your contactless debit card and PIN separately within a few days of opening your account. Once your card arrives we'll explain how to activate it.

If your existing card is not contactless and you have an eligible account, you can request a new card. This gives you a quick and simple way to make purchases. Retailer limits apply. 

Set up your digital wallet

Your digital wallet allows you to pay using your phone. You can use Apple Pay or Google Pay™ for an easy and secure way to pay. Retailer limits may apply.

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Apple Pay and Google Pay only available to customers aged 13+ with compatible iOS and Android devices.

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Apple Pay

Find out how to set up Apple Pay so you can make payments using your Apple device.

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Google Pay logo

Google Pay

Find out how to set up Google Pay so you can make payments using your Google device.

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Adapt account terms, rates and charges

We want to ensure that everyone is aware of their account terms, rates and charges. So we've gathered all the important information for your Adapt current account in one place.

View Adapt account interest rates
 

Card information

The next step: Bank accounts for older teens

What happens when you turn 18?

 

When your 18th birthday comes, we know you'll need more from your current account, so we'll change it to our Select account.

 

You don't need to do a thing - we'll automatically change your account on or around your birthday, and let you know when it's ready. All your account details will stay the same. If you're happy with your account, you don't need to do anything. But if you'd like to choose a different account, we have a range of others you could look at. Eligibility criteria apply.

Marcus Rashford

Our student bank account

Our Student bank account is a current account designed for those heading off to further education aged 17+, and comes with:

  • Student offer. T&Cs apply.
  • Up to £2,000 Interest-free arranged overdraft from year one (limited to £500 in your first term).  
  • You can apply for up to £3,250 interest free from year three onwards.  

 

Eligibility criteria apply.

Overdraft subject to approval. 18+.

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Students studying

Start saving for your #lifegoals

  • From your next set of wheels, a holiday with your mates or your first home, we could have a savings account for you.
  • Whether you're new to saving or have been putting your pocket money away since you were little, we have a range of savings options. 

 

Eligibility criteria apply.

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Direct Debits

Direct Debits

Direct debits give a company permission to take money from your bank account on an agreed date. They’ll need to notify you of a change to the amount or date. For example, you might use a Direct Debit to pay for your gym membership or to your school for meals or trips.

Standing Orders

Standing Orders

You tell us (the bank) to pay an exact amount to another account regularly. For example, you might set up a Standing Order to put money in a savings account or make a regular payment to a friend or family member.

Other useful stuff

Other useful stuff

There is other information that you might find handy about Direct Debits and Standing Orders.

Manage your account with online banking

Online Banking is a secure, easy to use and convenient way to manage your account. With online banking you can:

  • View your balance.
  • Make payments. (16 and over only)
  • Transfer money between your accounts.
  • Set up and go paperless.

Build money confidence

Marcus Rashford

NatWest Thrive

Let’s make your kids’ dreams come true. NatWest Thrive with Marcus Rashford is a movement to help young people develop the self-belief, confidence and skills to achieve their goals.

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Students studying

MoneySense

Money skills could equip your child for life. MoneySense is here to give you all the help, know-how and inspiration you need with money games, banking and app guidance.

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Rooster Run

Try out our digital game, Rooster Run and discover the world of NatWest Rooster Money. 

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Something else we can help you with?