Credit score is available once opted in through the app, to customers aged 18+, with a UK address and is provided by TransUnion. The App is available to customers aged 11+ with a compatible iOS and Android device and a UK or international mobile number in specific countries.
Easily view your credit score with our app
You can check your credit score for free in our mobile app, and your score gets updated every 30 days. A credit score gives you an idea of your credit health. Your credit score in our app is provided by TransUnion, one of the UK's leading credit reference agencies.
You don't have to bank with NatWest to check your score for free
Now anyone can check their credit score and report for free. If you don't have an account with NatWest and want to know where you stand click the link below to get started.
Know Your Credit Score is free to use and available for those aged 18 and over with a UK, Channel Islands or Isle of Man address following a successful registration with TransUnion. All data is provided by TransUnion and you don’t need to be a NatWest customer.
Credit score features
Keep track of changes to your score
When you view your score, we'll let you know if it's changed and by how much since the last time you checked.
This is handy for tracking any changes that may have impacted your score, including those that you may not know about. Large, unexplained changes in your score could be an indication of fraud. Keeping an eye on your score is a great way to keep on top of your financial health.
Get personal insights on your score
Know what goes into calculating your credit score and get personalised insights and tips on how to manage or improve it. A higher score may mean that you could be eligible for better credit offers and save money.
Tap the 'My score details' button to see your personalised insights.
Predict changes to your score
Use Score Predictor to simulate how any future financial decisions like taking out a loan or new credit card could affect your credit score. Any predictions you make won’t impact your existing score so you’re free to try things out.
Find Score Predictor under the 'Your score in detail' section.