Available to UK residents, aged 18+ and earning at least £10K per year
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Longer Balance Transfer card
The credit card with our longest 0% balance transfer period
Representative 24.9% APR (variable)
0% interest for up to 31 months on balance transfers
- Your 0% offer starts from account opening after which standard variable rates apply.
- Balances must be transferred within 3 months of account opening.
- 3.49% balance transfer fee applies. No annual fee.
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0% interest for the first 3 months on purchases
- This offer is available on purchases made and paid off in full in the first 3 months of opening your account, after which standard rates will apply.
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What you should know about balance transfers
- You can transfer a balance (move debt) from most other credit cards or store cards to your NatWest credit card. Some exclusions apply. You can't move debt from a loan or overdraft.
- You can’t move debt from another NatWest Group credit card. See all NatWest Group credit cards.
- You must transfer at least £100. The most you can transfer is up to 95% of your credit limit.
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Your actual credit limit and APR may vary depending on our credit assessment of you.
You may receive higher than our standard purchase and balance transfer rate of 24.9% p.a. (variable) upon application - up to 29.9% p.a. (variable). You may receive a shorter 0% interest period on balance transfers than our standard period of up to 31 months - our shortest period is 16 months. Interest on fees and charges is payable in line with our terms and conditions. See the Summary Box page for more details.
Check your eligibility
We'll tell you if you'll be approved for this card and your indicative credit limit at the start of your application, with no impact on your credit score.
Longer Balance Transfer card
Purchase & Balance Transfer card
Balance Transfer credit card
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Balance transfer fee
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Purchase and Balance Transfer card
Representative example:
Purchase rate: 24.9% p.a (variable)
Representative APR: 24.9% (variable)
Assumed credit limit: £1200
Annual fee: £0
Your actual credit limit and APR may vary depending on our credit assessment of you. Interest on fees and charges is payable in line with our terms and conditions.
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Balance Transfer credit card
Representative example:
Purchase rate: 24.9% p.a (variable)
Representative APR: 24.9% (variable)
Assumed credit limit: £1200
Annual fee: £0
Your actual credit limit and APR may vary depending on our credit assessment of you. Interest on fees and charges is payable in line with our terms and conditions.
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Managing your longer balance transfer credit card
First, please read this important info
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