See what buying an additional home could look like for you

Getting a second home mortgage depends on several factors—one of the most important is whether you can comfortably manage the repayments. When we check affordability, we look at the bills and mortgage payments you already have, plus the estimated costs of running your new home. This helps make sure everything stays manageable for you. Other things that you should plan for:

• You'll require a deposit for your additional property.
• Buying another property will bring additional stamp duty costs. Stamp Duty surcharges may be payable on any additional properties you buy.
• There will also be other fees to consider such as legal fees, mortgage arrangement fees and valuation fees.

If you're looking to buy a second property so you can rent it out, find out more about getting a buy to let mortgage with us.