Why choose our under 18's bank account?
You won't have to pay any regular set fee to have this account.
Buy things in shops or online, and withdraw cash with your contactless debit card.
Works with Apple Pay and Google Pay™.
Earn 2.70% AER / 2.67% Gross p.a. (variable) interest on your balance.
Manage your account wherever, whenever with our mobile banking app.
Make banking simple with our mobile app
View your bank account on the go
Get Cash without your debit card
Freeze and unfreeze your debit card
Pay in cheques securely
App available to customers aged 11+ with a compatible iOS and Android devices and a UK or international mobile number in specific countries.
Managing your account
Ways to pay OpenClose
How to open our bank account for teens
11 to 15 years old?
16 or 17 years old?
What do I need to get started?
What if my child is under 11?
Get ready to apply
Before you apply, we need to check you're happy with a few things, and ask you a few questions up front. Then we can make your application as quick and simple as it can be.
First things first. You can apply if you:
- are aged 11 - 17 and a UK resident
- Note: If you are aged 11-15, you’ll need to apply with a parent or guardian who has a NatWest current account
- Note: If you are aged 16-17 and aren't able to prove your identity and address with your own documents, you'll also need to apply with a parent or guardian who has a NatWest current account.
- Note: Only one application can be running at a time.
Now please take a look at the important legal info
If you carry on applying, it means you're happy with what's in these documents, including the FSCS information sheet, and you're happy to view bank statements online, instead of them being posted to you. Please take some time to review, print and/or save the important information