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Existing savings customers

Manage your savings

Account maintenance

Payments

Pay via standing order

It's a great habit to start - you can easily change or cancel the standing order any time you like and you can choose how often you want to save, whether weekly, monthly or less frequently.

Make one off payments

You can quickly and easily transfer money to your savings account any time you like via our mobile app or online banking if you have them, or you can call or visit us in branch.

Withdrawals

Can I withdraw money?

If you have an instant access account, you can withdraw money at any time- no notice is required.

Remove account party

Removing a party from my account online

Did you know if you have a joint savings account you might be able to remove a party online? Please review each section below to understand what this will mean for your account.

Close your account

How to close your account

If you're registered for Online Banking, in most cases you can close your savings account online.

Existing ISA customers

If you already have an ISA with us, learn more about our ISA guide, reactivating your account and transferring an ISA from another provider.

Manage your Digital Regular Saver

Did you know you can now pay £150 each month in to your Digital Regular Saver? If you want to increase the standing order on your Digital Regular Saver account, it's easy to do in the mobile app or online banking. You can manage your account through Telephone Banking or by visiting a branch too. 

Want to save even more? Round Ups don't count towards your monthly limit, so you can top up your Digital Regular Saver with the spare change every time you spend on your debit card. Conditions and app criteria apply.

What does "DRS Overfund" mean on my transactions?

  • You can pay a maximum of £150 into your Digital Regular Saver each calendar month, not including any Round Ups. If you do pay in more, we’ll send the excess back to your current account
  • The returned money will appear on your transactions list as “DRS Overfund ‘current month’". So say you paid in more than £150 in June (excluding Round Ups), it'll show on your transactions list as "DRS Overfund Jun"

Personal Savings Allowance

Changes to tax free savings

On 6th April 2016 the Personal Savings Allowance (PSA) launched which means every basic rate taxpayer (people who pay 20% tax on income) can earn £1,000 interest per tax year without paying tax on it.  Higher rate taxpayers (people who pay 40% tax) get a £500 Personal Savings Allowance whilst additional rate taxpayers (paying 45% tax) don’t get any allowance.

The Personal Savings Allowance is as well as an ISA allowance.

Savings terms and conditions

Tools to help you save

Round Ups

Switch on Round Ups, and we’ll send the spare change from your debit card spend to your savings account. It's saving, made simple.

Savings Goal Tool

Our savings goal tool can help you to save towards your goal and track your progress – whatever it is you’re saving for.

Budget calculator

Our budget calculator can help you manage your budget so that you can stay on track with your savings goal.

Want to learn more about saving?

Whatever you're saving for, we can help you get into the habit of putting away a bit of cash each month.

Got your savings sorted?

Then why not take our free Digital Financial Health Check. From everyday spending to planning for the future, it’s full of hints and tips to help you get your finances on track.

Something else we can help you with?