No foreign transaction fees
You won't pay foreign transaction fees when you use this credit card abroad
Use worldwide at Mastercard® locations, in-store and online
Low interest rates
You could pay a low interest rate of 12.9% p.a. (variable) on purchases and 12.9% p.a. (variable) on balance transfers
And more to unpack

Which? Recommended Provider
As a completely independent organisation, the granting of Which? Recommended Provider status truly reflects what they think – not what someone else wants them to say.
Check your eligibility
We'll tell you if you'll be approved for this card and your indicative credit limit at the start of your application, with no impact on your credit score.
Your actual credit limit and APR may vary depending on our credit assessment of you.
You may receive higher than our standard purchase rate of 12.9% p.a. (variable) up to 18.9% p.a. (variable) and higher than our balance transfer rate of 12.9% p.a. (variable) up to 18.9% p.a. (variable) upon application. Interest on fees and charges is payable in line with our terms and conditions. See the summary box document (PDF, 48KB) for more details.
Managing your credit card
Need a bit more help?
We'll help you with the basics in our guide to understanding low rate credit cards.
Now please take a look at the important legal info
By selecting 'continue' below, you are confirming that you have been provided with, and are happy with what's in these documents. Please take some time to review, print and/or save the important information.
3. Check your eligibility
Find out if you could get this card before you apply.
It takes less than 10 minutes to see if we'll say 'yes' and it and won’t affect your credit score.