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Current account switch

Switch to NatWest today

You could take advantage of our £175 offer when you switch to one our eligible accounts. T&Cs apply.

Switch to us and you could get up to £175

You could get £125 when you apply online or via our app to switch your current account held elsewhere into an eligible Select or Reward account using the Current Account Switch Service and an extra £50 if you open a Digital Regular Saver.

phone £125

1. Switch to us

Don't have a current account with us?  

Simply open an eligible Select or Reward account and switch your bank account to us using the Current Account Switch Service.

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2. Within 60 days of switching

Pay in £1,250

This can be made of multiple payments and must remain in the account for 24 hours.

 

Log in to our mobile app

This can be done on any device that supports the NatWest mobile banking app.

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3. You're all set

When you've met these conditions, we'll pay £125 into your eligible account within 30 days, provided that your account stays open. 

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Piggy bank £50

Fancy an extra £50?

Here's how it works:

Open a Digital Regular Saver (DRS) within 60 days of completing your switch to us.  Once you receive your £125, we'll then add another £50 to your DRS within 30 days.

Total earned? £175!

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Specific account eligibility criteria & conditions apply. Monthly account fees may apply. Offers can be withdrawn or amended at any time due to limited availability. Offers T&Cs and restrictions apply.  You are not eligible for these offers if you already have a current account with NatWest, if you're switching a current account from NatWest Group (Royal Bank or Ulster Bank NI), or if you've received a switch incentive from NatWest Group before.

Helping you switch bank accounts

There are plenty of reasons to switch your bank account. You may be looking for introductory offers or improved customer service.

If you're switching your current account to NatWest, we'll do the hard work for you and you'll barely need to lift a finger:

  • Transfer your balance and payments automatically to your new bank account.
  • Have everything transferred within 7 days using the Current Account Switch Service.

Why switch to NatWest?

You can see our range of  current accounts, if you successfully switch, you can:

Track your spending and budgets

Use the mobile app to pinpoint your spending hotspots and see a personalised view of what you've spent, and how you're doing against various budgets you have set for the month, in the 'Highlights' tab of spending.

Criteria apply.

Earn interest on your savings, from as little as £1

You can explore our savings accounts available to NatWest customers.

Account eligibility criteria apply.

Save using Round Ups

Each time you use your debit card or make a contactless payment, we'll round up the amount to the nearest pound and then send the spare change to your savings account. To start saving using Round Ups you'll need an eligible instant access savings account.

Criteria apply.

Get Rooster money for Kids

NatWest customers can subscribe to Rooster Money fee free, usually £19.99 a year subscription fee. Rooster Money is an account for children age 6-17.

Learn more about Rooster Money

Eligibility criteria apply.

Other fees may apply.

 

How long does it take to switch bank accounts?

Days 1 and 2 choose your switching date

This usually needs to be a working day. The Current Account Switch Service will then contact your old bank. They’ll confirm if the switch can go ahead.

Day 3 your new bank account will be setup

 Existing payments, like your salary and bills, will be moved across too. So you won’t need to worry about rearranging Direct Debits or standing orders yourself.

Days 6 and 7 we'll transfer your bank account balance

We’ll talk to your old bank and on day 7, your balance will be transferred to the new account. Your old account will be closed.  We'll let you know that your bank account switch is complete.

How to get our £175 Switch offer

Whether you’re a new or existing customer, it’s easy to switch bank accounts to us. Here’s how to get started, with or without a NatWest account.

What is the Current Account Switch Service, and how does it work?

The Current Account Switch Service is an independent service that helps seamlessly move your bank account from one provider to another. It aims to make switching current accounts a smooth and reliable process, no matter which bank you are switching to and from.

What are my switching options?

Changing bank accounts doesn’t have to involve a complete switchover from one provider to another. In fact, it’s possible to make partial switches too. Here’s a quick look at the main differences between full and partial switches.

Wide range of bank accounts

We offer plenty of options when switching a bank account. Check out our full range of bank accounts.

Switching bank accounts - frequently asked questions

Switch offer FAQs