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Current account switch

Switch bank accounts to NatWest today

What happens when you switch?

Day 1 & 2

The Current Account Switch service will contact your old bank and they confirm if the switch can go ahead.

Day 3

Your new account will then be set up and your payments, like your salary and bill payments will be moved across.

Day 6 & 7

We talk to your old bank about transferring the balance over. On Day 7 your balance will then be transferred and your old account will be closed. And that's your switch complete!

Choose an account to switch in to

Existing customers can switch into an existing account or choose to open a new account.

Select bank account

Our most popular everyday bank account
  • Get notified every time you spend, giving you more control over your money
  • Our 5 star defaqto rated day to day bank account with no monthly fee

To apply, you need to be 18+ and a UK resident.

Reward bank account

Earn monthly Rewards
  • You’ll earn £4 a month back in Rewards for 2 or more Direct Debits (2 of those Direct Debits need to be at least £2 each)
  • £2 monthly fee

To apply, you need to be 18+ and a UK resident. £1,250 monthly deposit required.

Premier accounts

An exclusive service with a range of bank accounts to choose from
  • One-to-one support for more complex financial decisions
  • Round the clock help, online or over the phone

Premier Banking criteria applies. Minimum income, borrowings or savings required.

Further Benefits of holding a current account with NatWest:

Mobile app

Manage your day to day banking and stay in control of your money on the go

Mobile app available to customers aged 11+ with compatible iOS and Android devices and a UK or international mobile number in specific countries.

A financial health check

Get financially fit with a review of your financial needs & goals online or in person

Video banking

A secure and easy-to-use way of talking to us about your finances

Appointments available 24 hours a day, 7 days a week

Video banking calls may be recorded and service hours apply. Compatible device required.

Protect your money on the go

If you misplace your card you can lock and unlock your card in the app

Get a unique code in the app to get cash out at our branded ATMs if you don’t have your card

When using a code you can withdraw up to £130 every 24 hours. You must have at least £10 available in your account and an active debit card (locked or unlocked)

 

Already have an account?

If you already have a Select, Reward, Reward Silver, Reward Platinum or Reward Black accounts with us, and have the details of the account elsewhere you want to switch in, then you can start your switch straight away. 

Switching with third party permissions

If you have given permissions to Third Party Providers to make payments on your behalf, or to access your financial information, access to these services won’t be transferred automatically to your new account as part of the Current Account Switch Service.

Frequently asked questions

Are you ready to switch?

Do we already know you?

The first step is to apply for a current account

Simply choose an eligible account using the button below and follow the instructions to start your application. You'll be able to request the switch during your application.

Do you have a current account with NatWest?

You're all set

You’ll need these bits of info handy for your application:

  • The account number, sort code and debit card number of the bank account you want to switch to us
  • The account number and sort code of your existing NatWest current account

The Current Account Switch Service will move everything across from your old bank account to your NatWest current account within 7 working days. 

The first step is to apply for a current account

Simply choose an eligible account using the button below and follow the instructions to start your application. You'll be able to request the switch during your application.