Current account switch

Switch to NatWest today

Helping you switch bank accounts

There are plenty of reasons to switch your bank account. You may be looking for introductory offers or improved customer service.

If you're switching your current account to NatWest, we'll do the hard work for you and you'll barely need to lift a finger:

  • Transfer your balance and payments automatically to your new bank account.
  • Have everything transferred within 7 days using the Current Account Switch Service.

Why switch to NatWest?

You can see our range of  current accounts here, if you successfully switch, you can:

Track your spending and budgets

Use the mobile app to pinpoint your spending hotspots and see a personilised view of what you've spent, and how you're doing against various budgets you have set for the month, in the 'Highlights' tab of spending.

Criteria apply

Earn interest on your savings, from as little as £1

You can explore our savings accounts available to Natwest customers.

Account eligibility criteria apply

Save using Round Ups

Each time you use your debit card or make a contactless payment, we'll round up the amount to the nearest pound and then send the spare change to your savings account. To start saving using Round Ups you'll need an eligible instant access savings account.

Criteria Apply

Get Rooster money for Kids

NatWest customers can subscribe to Rooster Money fee free, usually £19.99 a year subscription fee. Rooster Money is an account for children age 6-17.

Learn more about Rooster Money

Eligibility criteria apply.

Other fees may apply.


How long does it take to switch bank accounts?

Days 1 and 2 choose your switching date

This usually needs to be a working day. The Current Account Switch Service will then contact your old bank. They’ll confirm if the switch can go ahead.

Day 3 your new bank account will be setup

 Existing payments, like your salary and bills, will be moved across too. So you won’t need to worry about rearranging Direct Debits or standing orders yourself.

Days 6 and 7 we'll transfer your bank account balance

We’ll talk to your old bank and on day 7, your balance will be transferred to the new account. Your old account will be closed.  We'll let you know that your bank account switch is complete.

How to switch to us

Whether you’re a new or existing customer, it’s easy to switch bank accounts to us. Here’s how to get started, with or without a NatWest account.

What is the Current Account Switch Service, and how does it work?

The Current Account Switch Service is an independent service that helps seamlessly move your bank account from one provider to another. It aims to make switching current accounts a smooth and reliable process, no matter which bank you are switching to and from.

What are my switching options?

Changing bank accounts doesn’t have to involve a complete switchover from one provider to another. In fact, it’s possible to make partial switches too. Here’s a quick look at the main differences between full and partial switches.

Wide range of bank accounts

We offer plenty of options when switching a bank account. Check out our full range of bank accounts.

Switching bank accounts - frequently asked questions