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Benefits for when you're at home or abroad
Enjoy worldwide family travel insurance.
Access to over 1,100 international airport lounges with DragonPass Premier+.
24/7 Concierge Service.
UK and European car breakdown cover.
£9 a month back in Rewards on 2 Direct Debits - they need to be at least £4.50 each.
£1 a month back in Rewards when you log in to our mobile app.
Arranged overdraft with £500 interest-free buffer available (subject to status).
£31 monthly fee.
To upgrade, you need to be an existing NatWest current account customer.
You need to also meet one of the following criteria: have a minimum £100k sole income or £120k joint income paid into your NatWest account, or £500k minimum mortgage borrowing with us, or minimum £100k savings or investments held with us.
To apply you must be 18+ and a UK resident.
Overdraft: Representative APR: 11.4% (Variable). Other charges may apply. How does our overdraft compare? A good way to compare the costs of borrowing products is by using the APR, which shows the cost of borrowing over a year.
Features and benefits
Important changes to your Reward Black account benefits
We’re making changes to your travel insurance and some of the other benefits that come with your account.
From 1 February 2024, our travel insurance provider is changing from U K Insurance Limited to AWP Assistance Ltd (trading as Allianz Assistance).
To find out more about this and other changes, please review all supporting documents here.
Not sure Rewards are for you?
View our Premier Select account which has no monthly fee, the same arranged overdraft available with £500 interest-free buffer (subject to status) and all our standard features that help make your banking hassle free.
Switch to NatWest
The Current Account Switch Service will do all the work when it comes to switching, moving everything across from your old account to your new account all within 7 working days, including Direct Debits and standing orders. All you need to do is tell us the details of your old bank account and when you want the Switch to start.
We can not switch savings accounts or ISAs through this service. Any other products you have with your old bank will not be moved at the same time.
Now please take a look at the important legal stuff
If you carry on applying, it means you're happy with what's in these documents, including the FSCS information sheet. And happy to view your statements in Online Banking - not posted. Please take some time to review, print and/or save the important information.