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NatWest Rooster Money

Kids prepaid debit card

Trusted by thousands of UK parents, our app and kids card could help children manage money safely - with spending limits, instant top-ups and spend notifications. 

 

Our app and kids card could help your child learn money management skills that last.

Rooster card for ages 6-17. To apply you must be 18+ and a UK resident. Card subscriptions cost £19.99 per year or £1.99 per month for non-NatWest customers. Other fees may apply. T&Cs apply.

Key features of our Rooster Card for kids

Financial education: Children can develop spending and budgeting skills with their own debit card. 

Convenience: Our prepaid kids debit card is a cash-free way to give and spend pocket money. 

Safety and security: It's easy to freeze lost or stolen Rooster cards. And they can't be used in places like off licences and betting shops.

No overdraft: For peace of mind, your kids can only spend what you add to their card.

Get a Rooster children's card for free

Give your kids a head start with the Rooster prepaid debit card. This subscription usually costs £19.99 a year or £1.99 a month but NatWest customers get this for free. 

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To be eligible for this offer you must be a NatWest bank customer, 18+, a UK resident registered for Mobile or Online Banking with kids aged between 6-17. Other fees may apply. T&Cs apply (PDF, 100KB)

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Pick the perfect debit card for your kids

Choose free card designs for kids or something special. Some are £4.99. Card designs subject to availability.

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You’re in control

Decide where kids can use their debit card, set flexible spending limits and get alerts when they spend.

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Help them save with pots

Create a home for their savings or set a goal to work towards.

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Keep tabs on your family

Easily top up your kid’s account and take a look at what they’ve been up to from your app.

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All okay? You’re nearly ready to go

Click ‘Continue’ to sign up for our Rooster prepaid debit card for kids. NatWest customers can claim up to 3 card subscriptions free.

Do you have a NatWest account?

Get the Rooster card subscription free

As you’re an existing NatWest customer, you could get up to three Rooster Cards free. It’s usually £1.99 per month or £19.99 per year (per card).

Follow the steps below to link your NatWest account and Rooster Money app, giving you up to three debit cards for your kids.

  1. Sign up and download the NatWest Rooster Money app. Make sure you use your full name and you must have the latest version of the app which you can get or update from the app store.
  2. Log in, select 'Add child' and fill in their details. You can add up to three kids to get the offer.
  3. Follow the steps in the app to start a free Rooster card 30-day trial and connect your NatWest account to receive the free offer for as long as you’re a NatWest customer. 

To be eligible for the free Rooster Card subscription offer, you must be an existing NatWest customer, over 18, a UK resident, registered for either Mobile Banking or Online Banking, and with child(ren) between the ages of six and 17.

NatWest Rooster Money offer terms and conditions

NatWest Rooster Money pricing, fees and limits

For existing Rooster Money customers

As you’re an existing NatWest customer, you could get the Rooster Card subscription free which includes up to three Rooster Cards. It’s usually £1.99 per month or £19.99 per year (per card). All you need to do is:
 

  • Head to the menu in your Rooster Money app and tap Rooster Card
  • Connect to your NatWest account
  • We’ll then add the free Rooster Card offer to your subscription

NatWest Rooster Money offer terms and conditions

NatWest Rooster Money pricing, fees and limits

If you don't bank with us

If you’re not an existing NatWest customer, don't worry. You can still access Rooster Money products. Fees may apply. 

If you want to become a NatWest customer to be eligible for our free Rooster Card subscription offer, please follow the link to see our current account range.

What is a kids debit card?

A kids debit card is an easy way for children to spend money from a linked account, either in shops or online. They can also take money out of cash machines. There's no danger of borrowing, since your kids can only spend what's in their account. 

There are two main types of kids cards: 

  • Prepaid debit card for kids, like our Rooster Card, which parents can regularly top up.
  • Debit cards on children's bank accounts. Accounts like Adapt come with their own cards. There's no overdraft to worry about. 

Questions about our kids bank card and app

Explore our other free accounts

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Eligibility criteria apply. T&Cs apply.

Children

First Saver 

Start saving for a child or baby's future. Pop in £1 to get started. With this saving account for kids, you can pay money in as you go.

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Teens

Adapt account

Build financial independence for kids aged 11-17 with a kids and teens bank account that earns interest.

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Adults

Current accounts

Watch them soar as they graduate to their adult accounts and make important financial decisions.

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pocket money index

NatWest Rooster Money's latest Pocket Money Index

Our annual report offers plenty of useful insights into how families with Rooster Cards handle pocket money and chores.

This year's report reveals that kids now receive average weekly pocket money of £9.74 overall. And getting outdoors is really paying off, with mowing the lawn the highest-earning chore (£3.52). Popular outdoor chores include washing cars, cleaning windows and gardening. 

Data gathered from Rooster Card families from 1st March 2025 - 28th February 2026.

Grow their money confidence

NatWest Thrive helps kids and teens develop self-belief, confidence and positive money-mindsets for the future.