Available to UK residents, aged 18+ and earning at least £10K per year
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Purchase & Balance Transfer card
0% interest on purchases and balance transfers for 19 months
Representative 24.9% APR (variable)
0% interest for 19 months on purchases
- The 19 month 0% interest purchase period starts from when you open your credit card account
- After the 19 months are up, our standard rates will apply on any new purchases and you'll need to pay interest on any remaining balance
- Make purchases worldwide at Mastercard® locations, in-store and online
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0% interest for 19 months on balance transfers
- 0% for 19 months from account opening on balance transfers made within the first 3 months, after which standard rates apply on any remaining balance
- 2.99% balance transfer fee applies. No annual fee
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What you should know about balance transfers
- You can transfer a balance (move debt) from most other credit cards or store cards to your NatWest credit card. Some exclusions apply. You can't move debt from a loan or overdraft.
- You can’t move debt from another NatWest Group credit card. See all NatWest Group credit cards.
- You must transfer at least £100. The most you can transfer is up to 95% of your credit limit.
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Your actual credit limit and APR may vary depending on our credit assessment of you.
You may receive higher than our standard purchase and balance transfer rate of 24.9% p.a. (variable) upon application - up to 29.9% p.a. (variable). Interest on fees and charges is payable in line with our terms and conditions. See the Summary Box document (PDF, 48KB) for more details.
Check your eligibility
We'll tell you if you'll be approved for this card and your indicative credit limit at the start of your application, with no impact on your credit score.
Purchase & Balance Transfer card
Longer Balance Transfer card
Balance Transfer credit card
Balance transfer 0% offer period
Balance transfer 0% offer period
Balance transfer 0% offer period
Balance transfer 0% offer period
Cost to transfer
Cost to transfer
Cost to transfer
Cost to transfer
Balance transfer fee
Balance transfer fee
Balance transfer fee
Balance transfer fee
Longer Balance Transfer card
Representative example:
Purchase rate: 24.9% p.a (variable)
Representative APR: 24.9% (variable)
Assumed credit limit: £1200
Annual fee: £0
Your actual credit limit and APR may vary depending on our credit assessment of you. Interest on fees and charges is payable in line with our terms and conditions.
Information Message
Balance Transfer credit card
Representative example:
Purchase rate: 24.9% p.a (variable)
Representative APR: 24.9% (variable)
Assumed credit limit: £1200
Annual fee: £0
Your actual credit limit and APR may vary depending on our credit assessment of you. Interest on fees and charges is payable in line with our terms and conditions.
Information Message
Would this card work for you?
Everyone has different circumstances and priorities - here's a couple of ways this card could be a good fit for your lifestyle.
You like to track your spending on the go
Keep track of your balance and payments in one place, giving you the freedom to manage your money in a way that works for you. Mobile App eligibility criteria applies.
Managing your Purchase & Balance Transfer credit card
Now please take a look at the important legal info
By selecting 'continue' below, you are confirming that you have been provided with, and are happy with what's in these documents. Please take some time to review, print and/or save the important information.