Find out what we could offer you
- Our Agreement in Principle provides a personalised indication of how much you could borrow
- Will not impact your credit score
- Takes less than 10 minutes
- Shows your estate agent that you are a serious buyer
NatWest mortgages are available to over 18s. Your home may be repossessed if you do not keep up repayments on your mortgage.
First time buyer mortgages are for people who are new to the housing market.
Generally, you are considered a first time buyer if you’re buying a property you plan to live in as your main residence and you’ve never owned a property before.
If you’re a first time buyer, you could get a discount on Stamp Duty, depending on where in the UK you are buying.
For example, in England and Northern Ireland you won’t need to pay any Stamp Duty if the house you’re buying costs £300,000 or less.
We have qualified mortgage advisers available to help answer any questions and guide you through the process.
Saving money for a mortgage deposit can be tricky. Therefore, a good option for buying a property may be a 95% mortgage which allows for a deposit as low as 5%.
Exclusions & eligibility criteria apply. Supported by the UK Government's mortgage guarantee scheme.
We’ll give your solicitor £150-£500 cashback on the day you drawdown your mortgage. The amount of cashback is dependent upon the products available and the mortgage you apply for.
If you select a cashback mortgage, we'll give your solicitor the cashback on the day you drawdown your mortgage. This offer is only available on selected mortgages marked with 'cashback' and can be changed or withdrawn at any point. Early repayment charges may apply. Max loan to value (LTV) of 90%.
It's an exciting time but it can also be quite stressful. Don't worry, we can give you as much help and mortgage advice as you need.
We have a first time buyer cheat sheet which helps you understand what to expect as you go through the home buying process. It also has great tips to help you make the big move.
Alternatively, we have a simple guide to help you apply for a mortgage and buy your first home.
NatWest was awarded Best Online Mortgage Lender 2021 by 'Your Mortgage'
Enter our free prize draw using the online entry form for a chance to win one of our 5 prizes of £5,000 in cash.
Closing date 17th January 2022. One entry per person. Five prizes available – one prize per winner. UK residents & over 18s only. Excludes Northern Ireland.