Get your free personalised quote
Find out if we're likely to say ‘yes’ before you apply and how much your loan could cost you.
Don’t worry – a quote takes minutes and won’t affect your credit score.
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Representative 7.1% APR
This rate is available on loans between £7,500 and £14,950. Other loan amounts are available at alternative rates. Your rate depends on your personal circumstances, loan amount and term and may differ from this Representative APR
To apply, you must be 18+ and a UK resident with a NatWest current account (held for 3+ months).
Personal loan calculator
Representative Example
Borrowing
£7,500
Over
0 months
Monthly repayment
£137.55
Total repayment
£8,253.00
Representative
3.9
% APR
(Annual Percentage Rate)
Interest rate
3.9
% p.a.
(Fixed)
The rate you pay depends on your circumstances and loan amount and may differ from the Representative APR. We will never offer you a rate exceeding 29.9% p.a. (fixed), regardless of loan size. This means you're not guaranteed to get the rate you see in the calculator.
The rate you pay depends on your circumstances and loan amount and may differ from the Representative APR. We will never offer you a rate exceeding 29.9% p.a. (fixed), regardless of loan size. This means you're not guaranteed to get the rate you see in the calculator.
Could a different loan amount reduce your interest rate?
The interest rate you pay depends on the loan amount and your personal circumstances. A small change up or down in the amount you decide to borrow could make a big difference to how much interest you pay overall.
It’s worth checking whether you could get a better rate by borrowing a slightly different amount. You can do this by getting multiple quotes without any impact on your credit score.
Remember, only borrow the amount you need to borrow.
How long could you borrow for?
You could pay back your loan over one to 10 years – it depends how much you’re borrowing and what you’re borrowing for.
Joint loans
Take on life together with a joint loan
- Borrow money with a loved one, family member or friend.
- Spend the money on a special event or a shared passion.
- Chip away at the loan as a team.
Already got a loan with us?
Frequently asked questions about our loans
Are you ready to apply?
We'll start with your free quote
At the start of your application, we’ll usually let you know if you could get a loan – and your personalised rate – without affecting your credit score. It’s then up to you if you want to go ahead.
To apply online, you'll need to:
- be 18+, a UK resident and have had a current account with us for at least three months.
- not have been declared bankrupt in the last six years.
- not have applied for a loan with us in the last 28 days.