Check your eligibility before you apply - it won't hurt your credit score.
Overlay
Getting a loan and paying us back...
Check your eligibility before you apply
1. Start with a quote
Find out how much you could borrow and the cost. It won't hurt your credit score.
2. Complete your application online
You need:
- Your addresses for the last 3 years.
- Your income, spending and employment info.
After you know how much you can borrow, it’s up to you if you want to apply.
3. Get your cash in your account
You could get your money today – if you apply and are approved before 5:45pm, Monday to Friday, excluding bank holidays.
You could borrow from £1k to £50k
It depends how much you’re borrowing and what you’re borrowing for.
- Borrowing from £1,000 to £7,450? You’ll pay us back in 1 to 5 years.
- Borrowing for a holiday? You could borrow from £1,000 to £25,000: You'll pay us back in 1 to 5 years.
- Borrowing from £7,500 and £50,000? If it’s not for home improvements: You’ll pay us back in 1 to 8 years.
- Borrowing from £7,500 to £50,000? If it’s for home improvements: You’ll pay us back in 1 to 10 years.
3 popular ways to use a loan from us:
We're rated five star for our loans
Representative 6.9% APR
Information Message
This rate is available on loans between £7,500 and £14,950. Other loan amounts are available at alternative rates.
Our rates depend on your circumstances and loan amount and may differ from the Representative APR.
Defaqto 5 Star rated
Defaqto has rated our personal loans 5 Stars for nine years in a row.
Defaqto 5 Star rated
Defaqto has rated our personal loans 5 Stars for nine years in a row.
Moneyfacts 5 Star rated
Moneyfacts has rated our personal loans 5 Stars for six years running.
Moneyfacts 5 Star rated
Moneyfacts has rated our personal loans 5 Stars for six years running.
Let's start with a quote...
Please take your time to read this page and decide if a loan is right for you. Unsure? Try our borrowing options tool.
We'll start with a quote - this won't hurt your credit score.
At the start of your application, we'll say if you could get a loan and what it could cost. It’s then up to you if you want to go ahead.
To apply online, you'll need to:
- Be 18+ and a UK resident.
- Not have been declared bankrupt in the last six years.
- Not have applied for a loan with us in the last 28 days.
Subject to approval, existing customers could borrow up to £50k if applying via our app, Telephone or Online Banking. New customers up to £35k.
Okay? Here's a bit more to read: