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Loans

Compare our short and long term loans

Representative 3.4% APR

This rate is available on loans between £7,500 and £19,950. Other loan amounts are available at alternative rates. Our rates depend on your circumstances and loan amount and may differ from the Representative APR.
On this page
About our loans
Reasons to take out a loan
Take out a joint loan
Top up an existing loan
Already have a loan with us?
Loan calculator
Tools to help you
Apply for a loan now

Our Loans

Let us take the stress out of borrowing money

To apply, you must be 18+ and a UK resident with a NatWest current account (held for 3+ months).

More about a personal loan

Reasons to take out a loan

Buying a car

Taking out a car loan could get you the car you want, quicker.

Car loans

Home improvements

Sometimes it makes more sense to improve instead of move.

Home improvement loan

Consolidating debt

A debt consolidation loan could help you tidy up your finances.

Debt consolidation loan

Getting married

Plan the perfect day.

Wedding loan

Going on holiday

We could help get you there. 

Holiday loan

Take out a joint loan

Joint loans

Take on life together with a joint personal loan
  • You and a loved one, family member or friend can borrow money together
  • You could use the money for a special event or shared passion 
  • Chip away at the loan as a team

More about joint loans

Top up an existing loan

Borrowing more

If you already have a loan with us but need to borrow more, we may be able to help. You could...

Open a new loan and keep your existing one

Replace your existing loan with a larger one

How to top up your loan

Tools to help you

Use our loan calculator

Use our calculator to find out the Representative APR and potential monthly payments, depending on how much you want to borrow.
Loan calculator

Get a personalised quote

Use our eligibility checker to find out if you're likely to be approved for your loan. It only takes a few moments, we use a soft search meaning there will be no impact on your credit score
Check my eligibility

Compare your borrowing options

There are many options when it comes to borrowing. You can use our borrowing guide to compare loans, credit cards and overdrafts.
Compare your borrowing options

Get the NatWest mobile app

Use our mobile app to carry out your day to day banking, apply for a loan and manage your loan long term. Mobile app eligibility criteria applies.
Download our Mobile App

Check your credit score in the app

It's quick and easy to view your credit score in our app. Available once opted in through the app, to customers aged 18+, with a UK address and is provided by TransUnion.
Get your credit score

Already have a loan with us?

You can now manage your loan online, and do things like request your final settlement amount, make an extra loan payment or check your interest rate.

Manage your existing loan

Something else we can help you with?