Apply for our go-to online saver account
If you're looking to build your savings habits and steadily grow them over time our Digital Regular Saver could be right for you. Just like over 1 million NatWest customers have, discover the benefits of setting up a regular savings account and you could choose to open a Digital Regular Saver today.
Why choose a Digital Regular Saver?
Earn 6.17% / 6.00% AER/Gross p.a. (variable) interest on your first £5,000 and 1.75% / 1.74% AER/Gross p.a (variable) on anything over £5,000.
Save between £1 and £150 per month, with free anytime instant access to your savings.
Rewards you for saving regularly, giving a better interest rate (up to £5,000) if you do.
Winner of Best Everyday Savings Account at the 2022 YourMoney.com awards.
Top up your savings with Round Ups (which won't count toward the £150 monthly limit). Eligibility criteria and conditions apply.
Eligibility criteria and conditions apply
How Digital Regular Saver works
What is a regular savings account?
A regular savings account is an account that rewards you for saving like clockwork and could give you a better interest rate for saving regularly.
It's easy and quick. Just hit the Ready to Apply button to log in to Online Banking and set up a standing order to pay in £1-£150 per month. Simple.
Check out our savings tools
We have handy digital savings tools in the NatWest mobile app - use the Savings Goal Tool and Round Ups to help reach your savings goals faster.
Flex your savings when you need to
You can change your standing order whenever you need to, or top-up your monthly contribution if you haven't already hit your £150 limit for the month.
App is available to personal and business banking customers aged 11+ using compatible iOS and Android devices. You'll need a UK or international mobile number in specific countries. Eligibility criteria and conditions apply for Round Ups.
Account name: Digital Regular Saver
What is the interest rate?
AER p.a. (variable)
Gross p.a. (variable)
Can NatWest change the interest rate?
Yes, we may change the rate up or down. There are a few reasons for this, such as a change in the Bank of England base rate. We’ll give you at least 14 days’ notice if the rates are going down and your balance is £100 or more. Otherwise we’ll tell you before or shortly after the change.
You can find more detail on the reasons for an interest rate change and how we'll tell you about this in section 9.2 of the Savings Account Terms (PDF, 474KB).
What would the estimated balance be after 12 months based on a range of deposits?
Deposit amount (monthly)
Total deposited after 12 months
Balance after 12 months
How do I open and manage the Digital Regular Saver?
Before you apply
- You must be a UK resident, aged 16 years or over and a NatWest current account holder.
- You can open here via Online Banking or through our mobile app.
- You can only have one Digital Regular Saver and it needs to be in your name. Joint accounts aren’t allowed.
- We will need an email address and mobile number to open your account. You can update them online.
Managing your account
- You can manage your account via Online Banking, on our mobile app, in branch or by telephone.
- If you close your account, you will not earn interest for the month of closure.
Can I withdraw money?
Yes, you can withdraw your money at anytime. Simply move the amount you want to your current account held with us using Online Banking, mobile app, in branch or by telephone.
If you close or switch your current account with us in future, you will only be able to withdraw money from your account in branch.
Get ready to apply
Before you apply, we need to check you're happy with a few things. And ask you a few questions up front. Then we can make your application as quick and simple as it can be.
First things first. Please take a look at the important legal info:
If you carry on applying, it means you're happy with what's in these documents, including the FSCS information sheet. Please take some time to review, print and/or save the important information.
Want to reach your savings goals quicker?
How to start saving
Ready to start saving and take control of your financial future? Check out our guide to discover the benefits of using a savings account, how to save regularly, and how your savings can earn you interest.
Work towards your savings goals today
Got specific financial goals but don't know where to start? We're here to help. Discover the best strategies for saving towards your goals, and get tips for staying motivated along the way. Plus, explore tools and resources that could help track your progress and achieve your savings goals faster.
Discover our savings accounts
Stash the cash for your future with one of our many savings accounts. Whether you're saving for the long term, or for a certain goal, we could have an account for you.