Meet our award winning savings account

Start saving with the Digital Regular Saver now

To apply, you must be 16+ and hold a NatWest current account, and this must be your only Digital Regular Saver account.

Apply for our go-to online saver account

If you're looking to build your savings habits and steadily grow them over time our Digital Regular Saver could be right for you. Just like over 1 million NatWest customers have, discover the benefits of setting up a regular savings account and you could choose to open a Digital Regular Saver today. 

Why choose a Digital Regular Saver?

Earn 6.17% / 6.00% AER/Gross p.a. (variable) interest on your first £5,000 and 1.75% / 1.74% AER/Gross p.a (variable) on anything over £5,000.

Save between £1 and £150 per month, with free anytime instant access to your savings.

Rewards you for saving regularly, giving a better interest rate (up to £5,000) if you do.

Winner of Best Everyday Savings Account at the 2022 YourMoney.com awards.

Top up your savings with Round Ups (which won't count toward the £150 monthly limit). Eligibility criteria and conditions apply.

Information Message

Eligibility criteria and conditions apply

Build your savings habit with our Digital Regular Saver

Watch our short video to see what you need to know before you apply.

How Digital Regular Saver works

What is a regular savings account?

A regular savings account is an account that rewards you for saving like clockwork and could give you a better interest rate for saving regularly.

Get started

It's easy and quick. Just hit the Ready to Apply button to log in to Online Banking and set up a standing order to pay in £1-£150 per month. Simple.

Check out our savings tools

We have handy digital savings tools in the NatWest mobile app - use the Savings Goal Tool and Round Ups to help reach your savings goals faster.

Flex your savings when you need to

You can change your standing order whenever you need to, or top-up your monthly contribution if you haven't already hit your £150 limit for the month.

Summary Box

Account name: Digital Regular Saver

What is the interest rate?

Can NatWest change the interest rate?

Yes, we may change the rate up or down. There are a few reasons for this, such as a change in the Bank of England base rate. We’ll give you at least 14 days’ notice if the rates are going down and your balance is £100 or more. Otherwise we’ll tell you before or shortly after the change.

You can find more detail on the reasons for an interest rate change and how we'll tell you about this in section 9.2 of the Savings Account Terms (PDF, 474KB).

What would the estimated balance be after 12 months based on a range of deposits?

How do I open and manage the Digital Regular Saver?

Before you apply

  • You must be a UK resident, aged 16 years or over and a NatWest current account holder.
  • You can open here via Online Banking or through our mobile app.
  • You can only have one Digital Regular Saver and it needs to be in your name. Joint accounts aren’t allowed.
  • We will need an email address and mobile number to open your account. You can update them online.

Managing your account

  • You can manage your account via Online Banking, on our mobile app, in branch or by telephone.
  • If you close your account, you will not earn interest for the month of closure.

More information

Can I withdraw money?

Yes, you can withdraw your money at anytime. Simply move the amount you want to your current account held with us using Online Banking, mobile app, in branch or by telephone.

If you close or switch your current account with us in future, you will only be able to withdraw money from your account in branch.


Banking can be confusing sometimes. Here's what some of the words we use mean.

Get ready to apply

Before you apply, we need to check you're happy with a few things. And ask you a few questions up front. Then we can make your application as quick and simple as it can be.

First things first. Please take a look at the important legal info:

How your information might be used

It’s important for you to understand how we use and share your information Please read this short summary before you continue with your application.

Ready to apply?

Before you start your application we need to check a few things.

Remember, to apply for a Digital Regular Saver account, you must be aged 16 or over and a UK resident.

Do you already have an existing Digital Regular Saver?

Sorry, you can't apply for another Digital Regular Saver account

You can only hold one Digital Regular Saver but don’t worry we have a range of other savings accounts which may suit your savings needs.

Do you have Online Banking?

Great. Let's get your application started.

Remember, to apply for a Digital Regular Saver account, you must: 

  • Be a current account customer
  • Be aged 16 or over and a UK resident
  • Login using your NatWest Online Banking details at the start of the application

Register for Online Banking

You'll need to sign up for Online Banking with us in order to apply for the Digital Regular Saver account online. The good news is that it normally takes just 5 minutes.

What you'll need

You'll need your sort code and account number, and your NatWest debit card if you have one.

Want to reach your savings goals quicker?

How to start saving

Ready to start saving and take control of your financial future? Check out our guide to discover the benefits of using a savings account, how to save regularly, and how your savings can earn you interest.

Work towards your savings goals today

Got specific financial goals but don't know where to start? We're here to help. Discover the best strategies for saving towards your goals, and get tips for staying motivated along the way. Plus, explore tools and resources that could help track your progress and achieve your savings goals faster. 

Discover our savings accounts

Stash the cash for your future with one of our many savings accounts. Whether you're saving for the long term, or for a certain goal, we could have an account for you.