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Travel Reward credit card 

Gain up to 15% back in Rewards with our Travel Reward credit card

Enjoy Rewards every time you spend on this card:

  • 1% back on eligible travel spending* on planes, trains, car rental, ferries, buses, hotel accommodation, travel agents, cruises, campsites and more.
  • Or 1% to 15% at chosen partner retailers.
  • Or 0.1% for all other spending.
  • Plus, no foreign transaction fees on purchases abroad. (You'll still pay fees if you take money out of cash machines abroad or get a money advance. You may also pay local fees.)
  • And no annual (yearly) fee.

*Find out what travel spending is eligible for Rewards

It’s a good idea to pay off your credit card in full each month. If you don't, the interest could be more than the Rewards you gain.

You must be a UK resident, aged 18+ and earn £10k+ each year. 

Representative Example

Representative APR (variable):

27.9%

Assumed credit limit:

£1,200

Purchase rate:

27.9%

Annual fee:

£0

Your credit limit and APR may be different. It depends on our credit assessment of you. Our standard rate is 27.9%. The rate we offer might be more, up to 29.9% p.a. (variable). Interest on fees and charges is payable in line with our terms and conditions. For more card info, see our Summary Box.

Travel Reward credit card 

Gain up to 15% back in Rewards with our Travel Reward credit card

Enjoy Rewards every time you spend on this card:

  • 1% back on eligible travel spending* on planes, trains, car rental, ferries, buses, hotel accommodation, travel agents, cruises, campsites and more.
  • Or 1% to 15% at chosen partner retailers.
  • Or 0.1% for all other spending.
  • Plus, no foreign transaction fees on purchases abroad. (You'll still pay fees if you take money out of cash machines abroad or get a money advance. You may also pay local fees.)
  • And no annual (yearly) fee.

*Find out what travel spending is eligible for Rewards

It’s a good idea to pay off your credit card in full each month. If you don't, the interest could be more than the Rewards you gain.

You must be a UK resident, aged 18+ and earn £10k+ each year. 

Representative Example

Representative APR (variable):

27.9%

Assumed credit limit:

£1,200

Purchase rate:

27.9%

Annual fee:

£0

Your credit limit and APR may be different. It depends on our credit assessment of you. Our standard rate is 27.9%. The rate we offer might be more, up to 29.9% p.a. (variable). Interest on fees and charges is payable in line with our terms and conditions. For more card info, see our Summary Box.

Ready to apply? Okay, let's start by checking your eligibility...

Please take your time to read this page and decide if this card is right for you. Unsure? Try our borrowing options tool.

We'll start by checking your eligibility – this won't hurt your credit score 

At the start of your application, we'll say if you could get this card and what it could cost you. It’s then up to you if you want to go ahead.

To apply for a credit card, you must:

  • Be 18+, live in the UK and earn 10k+ each year. 
  • Not have been bankrupt in the last 6 years. (Got a joint account? They must not have been bankrupt in the last 6 years either.)

All good? Here's a bit more info:

All okay? Let's get started

Do you bank with us already?
Let us know if you already have a current account, savings account, credit card or mortgage with NatWest.
What device are you using?
Are you using your mobile, or something else, to apply for a credit card?
Is our app on the device you’re using right now?
The NatWest app is the easiest way for you to apply for a credit card. Do you have it on this device?

Great, let's get started

Just a heads up - you'll be asked to log into the NatWest mobile app to start your credit card application.

Do you have NatWest online banking?
If you know your online banking details we can pre-fill some of your info - making the application process faster.

Log in to start your application (please read the below carefully)

To apply, you’ll need to log in to Online Banking, then return to our credit cards page.

How to apply:

(Please take notes or a picture of this, so you remember)

  1.  Log in to Online Banking.
  2. Choose ‘Credit cards’ (it’s under ‘Our Products’, bottom right).
  3. You’ll return to our credit card page.
  4. Choose ‘Apply for a credit card’.
  5. Choose ‘let’s start’ (under ‘Ready to apply’).

 

Log in and apply.

 

Let’s get you signed up for Online Banking

You’ll need to sign up for Online Banking with us in order to apply for a credit card. The good news is that it normally takes only 5 minutes and all you’ll need is your sort code, account number and your NatWest Debit Card, if you have one.

Do you have Online Banking?
Got Online Banking? We’ll pre-fill some of your info – so it’s faster for you to apply.

Log in to start your application (please read the below carefully)

To apply, you’ll need to log in to Online Banking, then return to our credit card page.

How to apply:

(Please take notes or a picture of this, so you remember!)

1.       Log in to Online Banking.

2.       Choose ‘Credit cards’ (it’s under ‘Our Products’, bottom right).

3.       You’ll return to our credit card page.

4.       Choose ‘Apply for a credit card’.

5.       Choose ‘let’s start’ (under ‘Ready to apply’).

 

Log in and apply.

Let’s get you signed up for Online Banking

You’ll need to sign up for Online Banking with us in order to apply for a credit card. The good news is that it normally takes only 5 minutes and all you’ll need is your sort code, account number and your NatWest debit card, if you have one.

You're all set

Just a heads up, if you choose to continue with your application after we give you an indicative limit, our partner Mitek will then check your identity by matching you to your photo ID. If you don’t have your ID to hand you can finish this step later.

To find out more about Mitek and Photo ID, take a look at our FAQs below.