Overlay
Credit cards

Balance transfer credit cards

Pick from one of our balance transfer credit card offers

You could save money on balance transfers and purchases with one of our balance transfer credit cards.

Purchase & Balance Transfer card

Good for - paying off purchases and balances

0% for 22 months from account opening on purchases, after which standard rates apply

0% for 22 months from account opening on balance transfers made within the first 3 months, after which standard rates apply

1.99% balance transfer fee applies

 

Representative example

 

Purchase rate: 21.9% p.a (variable)
Representative APR: 21.9% (variable)
Assumed credit limit: £1200
Annual fee: £0

Your actual credit limit and APR may vary depending on our credit assessment of you. Interest on fees and charges is payable in line with our terms and conditions.

Balance Transfer credit card

Good for - no fee to transfer a balance
  • 0% for 20 months from account opening on balance transfers made within the first 3 months, after which standard rates apply
  • No fee to transfer a balance to this credit card
  • 0% on purchases for 3 months from account opening, after which standard rates apply

Representative example

 

Purchase rate: 21.9% p.a (variable)
Representative APR: 21.9% (variable)
Assumed credit limit: £1200
Annual fee: £0

Your actual credit limit and APR may vary depending on our credit assessment of you. Interest on fees and charges is payable in line with our terms and conditions.

What you should know about balance transfers

Reasons to choose NatWest

Tools to keep you right

Our handy repayment calculator can help you work out your monthly payments to clear your balance before your 0% offer ends.

Email and text alerts

We’ll help you keep track of your 0% offer expiry date and repayment progress with a regular countdown, emails and alerts.

Banking made easy with our app

Set up a direct debit, create a spending budget and check your credit score with our mobile app. Criteria applies.

Calculate your repayments and compare cards

How much would you like to transfer?
100
15000
Please enter a transfer amount.
How much can you afford to pay back each month?
0
This is set to 3% of the balance transfer amount to give you an indication of a minimum monthly repayment.
2000
Please enter a payback amount.
Purchase & Balance Transfer Card
Balance Transfer Card

Balance transfer 0% offer period

Balance transfer 0% offer period

Balance transfer 0% offer period

Cost to transfer

Cost to transfer

Cost to transfer

Balance transfer fee

Balance transfer fee

Balance transfer fee

How do balance transfers on credit cards work?

What you'll need

First, we'll ask you for the long card number of the card you wish to transfer a balance from. You'll then need to decide how much you want to transfer.

Transfer a balance when you apply

The quickest and easiest way to do a balance transfer is during your application where you can transfer balances from up to 5 cards.

Transfer a balance after applying

If you'd rather wait until after you've applied to do a balance transfer, you can use the NatWest mobile app, or call the number on the back of your card. (Mobile app criteria apply)

Something else we can help you with?