NatWest Invest

Investing online with NatWest

Investing with NatWest

Choose how much you want to invest and how to hold your investments - in a Stocks and Shares ISA or a General Investment Account.
You can also get help with our online automated advice. With automated advice there is a one-off fee of £10 for the advice if you invest. There will be no fee if we think investing isn’t right for you or if you don’t invest.
Already investing with NatWest Invest? Log in to your account.

Investment options

When you invest you'll have two choices on how to hold your investment. Whichever option you choose you'll still need to choose from one of the five ready-made funds, you can't select individual stocks and shares to invest in.

Stocks and Shares ISA

Investments held in a Stocks and Shares ISA means you don’t need to pay UK Income Tax or Capital Gains Tax on any investment growth. But there’s a limit on what you can invest in ISAs in any given tax year, for the current tax year it's £20,000 (this is the total for both Cash ISAs and Stocks and Shares ISAs). 

General Investment Account

There’s no upper limit to the amount you can invest in a General Investment Account. However UK Income Tax and Capital Gains Tax may be payable.

You can hold investments in a Stocks and Shares ISA and a General Investment Account. 

Start investing from £50

  • Your investments are managed by Coutts investment managers.
  • Five ready-made funds, from defensive to adventurous.
  • Withdraw at any time, although investing is designed for the long term.

Choose investment options

  • Invest up to £20k in the current tax year with a Stocks and Shares ISA.
  • Invest as much as you like with a General Investment Account.

Responsible investing

  • Integrates environmental, social and governance practices into the investment approach.
  • Committed to achieving Net Zero by 2050.

What's your potential?

Use our calculator below to see how much your money could grow and get an idea of how much a monthly contribution can affect your investment. 

1. Five ready-made funds

Find out about our five funds in more detail below.


2. Have you invested before?


3. Choose the investment account

Amount invested


Likely return


If your investment performs worse


If your investment performs better


These forecasts show what you could get back in different market conditions and aren’t a guarantee of a set return. The value of investments can fall as well as rise, and you may not get back the full amount you invest. More about your forecast.

How do the fees work?

Platform fee: 0.15%

This covers the cost of administration and online access to your NatWest Invest account. The maximum you will pay is 0.15% of the value of your investment each year.

Fund ongoing charge: 0.40%

This covers the cost of managing your investment. The maximum you will pay is 0.40% of the value of your investment each year.

Transaction Costs: 0.07%

This is the cost of buying and selling shares and other investments that make up the fund. The fund manager estimates, based on actual past costs, that the highest costs that will be incurred for any of the available funds will be 0.07% of the value of the fund each year. These costs will be deducted by the fund manager from the fund’s assets.


Data accurate as of February 2023. Fees may change.

Any questions?

How to start investing

Log in and explore invest

Log in to the NatWest investment portal, you'll need your Online Banking details.

Complete your investment

Let us know if you want to choose your own investment or automated advice.  With automated advice there is a one-off fee of £10 for our advice if you invest. There will be no fee if we think investing isn’t right for you or if you don’t invest.

Sit back and relax

Coutts investment managers will invest your funds. Log back in at anytime to check your investment and top up.

Ready to start?

To do this, you’ll need to be a NatWest customer with Online Banking, aged 18 - 84 and a UK resident for tax purposes.

Learn more about investments

Whether you’re an experienced investor or just finding out what investing is, we’ve got a range of articles to help you understand more about investing.

We regularly update our articles depending on what’s happening in the market so check back for future updates.

Something else we can help you with?