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NatWest Invest

Investing online with NatWest

Investing with NatWest

Choose how much you want to invest and how to hold your investments - in a Stocks and Shares ISA or a General Investment Account.
 
You can also get help with our online automated advice. With automated advice there is a one-off fee of £10 for the advice if you invest. There will be no fee if we think investing isn’t right for you or if you don’t invest.
 
Already investing with NatWest Invest? Log in to your account.

Start investing from £50

  • Your investments are managed by Coutts investment managers.
  • Withdraw at any time, although investing is designed for the long term.

Choose investment options

  • Invest up to £20k in the current tax year with a Stocks and Shares ISA.
  • Invest as much as you like with a General Investment Account.

Responsible investing

  • Invest in a range of companies and industries who aim to positively impact our world.
  • Five ready-made funds, from defensive to adventurous.

Investment options

When you invest you'll have two choices on how to hold your investment. Whichever option you choose you'll still need to choose from one of the five ready-made funds, you can't select individual stocks and shares to invest in.

Stocks and Shares ISA

Investments held in a Stocks and Shares ISA means you don’t need to pay UK Income Tax or Capital Gains Tax on any investment growth. But there’s a limit on what you can invest in ISAs in any given tax year, for the current tax year it's £20,000 (this is the total for both Cash ISAs and Stocks and Shares ISAs). 

General Investment Account

There’s no upper limit to the amount you can invest in a General Investment Account. However UK Income Tax and Capital Gains Tax may be payable.

You can hold investments in a Stocks and Shares ISA and a General Investment Account. 

Five ready-made funds

Find out about our five funds in more detail below.

Defensive

Personal Portfolio Defensive Fund

This is the lowest risk fund in the range with an emphasis towards low risk assets, such as bonds. The low risk fund invests at least 70% of its value in bonds.

Cautious

Personal Portfolio Cautious Fund

As the risk increases, the amount invested in lower risk investments, such as bonds reduces. The low to medium risk fund invests at least 50% of its value in bonds.

Balanced

Personal Portfolio Balanced Fund

The medium risk fund has an increasing exposure to higher risk investments, such as shares. The medium risk fund invests at least 45% of its value in shares.

Ambitious

Personal Portfolio Ambitious Fund

As risk increases further, so does the exposure to shares. The medium to high risk fund invests at least 65% of its value in shares.

Adventurous

Personal Portfolio Adventurous Fund

This is the highest risk fund in the range with the greatest emphasis on higher risk assets, such as shares. The high risk fund invests at least 90% of its value in shares. As the risk profile increases to a high level, so does the feasibility of a large return or a larger capital loss.

Fees, charges and costs

Any questions?

How to start investing

Log in and explore invest

Log in to the NatWest investment portal, you'll need your Online Banking details. You can see a forecast of how an investment could perform.

Complete your investment

Let us know if you want to choose your own investment or automated advice.  With automated advice there is a one-off fee of £10 for our advice if you invest. There will be no fee if we think investing isn’t right for you or if you don’t invest.

Sit back and relax

Coutts investment managers will invest your funds. Log back in at anytime to check your investment and top up.

All okay? You’re nearly ready to start your Investment journey?

To do this, you’ll need to be a NatWest customer with online banking, aged 18 - 84 and a UK resident for tax purposes.

Learn more about investments

Whether you’re an experienced investor or just finding out what investing is, we’ve got a range of articles to help you understand more about investing.

We regularly update our articles depending on what’s happening in the market so check back for future updates.

Something else we can help you with?