Cost of living

Your guide for taking care of you and your money

Times are tough – you’re not alone if you’re feeling the pressure. Discover ideas that could make you feel more in control and help your money go further. Get expert tips and find out how to access support, all in one place.

Living with the cost of living

Check out expert tips, ideas and inspirational stories on how to spend, save and budget when money is tight.

Your money habits

Ways to be more savvy

Expert ideas and the latest tips on how to manage your money well.

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Ideas for everyday living

How to live with less

People share how they’re finding fixes to living with less.

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Looking after yourself

Tackle stress from money worries

Ways to help take care of your mental and emotional health.

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How communities change lives

The Auchinleck Community Development Initiative is providing all sorts of help and support to its East Ayrshire community, which is helping to bring them together.

For more cost of living ideas and money-saving tips, follow us on Instagram.

Handy tools to help you

Simple, quick and practical tools that could help you manage your money.

Are you eligible for benefits?

If you’re unsure about benefits and what you may be entitled to, give Inbest’s benefits calculator a go to find out what you could claim.

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Track your spending

This handy app tool might just be your new best friend. It could help you budget better and identify where you may be able to tweak things.

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Work out your budget

Taking a fresh look at how much you can spend may help you feel more on top of things. And it could mean you don’t get into debt.

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Book a NatWest Check-in

Sometimes, it helps to speak to an expert. A video chat with one of our friendly senior personal bankers could help you review your money situation.

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Worried about your energy bill?

If you’re struggling with the rising cost of energy, support is available. From grants to tailor-made payment plans, here’s what suppliers are doing to help.

Struggling with your payments?

Please tell us ASAP if you’ve missed a repayment with us or know you’re about to, or if you’re struggling to pay off your overdraft. The sooner you let us know, the sooner we can try and help sort things out.

How to get support

Cora, our digital assistant, can answer everyday banking questions 24/7 (including next steps if you want to chat about your finances). If Cora can’t help, she’ll connect you to a team member to give you the right support.

Always on-hand in the App

Tap ‘Help’, then ‘Chat to Cora’. Type ‘struggling financially’ to get the right support.

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Help while Online Banking

Click ‘Chat now’ and then type ‘struggling financially’. You can choose from different support options.

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Get support on our website

Click the ‘Chat to Cora’ button in the bottom right of the page to get started. Type ‘struggling financially’ to see different help options.

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Free, independent advice

If you’re having money troubles, as well as speaking to us, you can get free, independent advice from helpful organisations and charities.

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