Browse our tips for smarter budgeting and saving.
Rising costs are affecting many of us. Discover ideas that could make you feel more in control and help your money go further. Get expert tips and find out how to access support, all in one place.
A savings safety net
A savings safety net helps prepare you for unexpected or rising expenses. Find out how much you might need to set aside.
Explore Savings
Compare interest rates and features to find the best savings account for you. Learn how to save money with NatWest. Specific account eligibility criteria applies.
Organise your spending
With Pots you can separate your money from your current account to help budgeting for bills. Available to existing current account customers registered for mobile/Online Banking and are UK resident over 18. T&C's apply.
A guide to budgeting
Our budgeting guide offers simple, practical steps to help you stay in control, make your money go further, and manage rising costs with confidence.
Support if you're struggling financially
If you're having money worries or struggling with payments and debts, we can find you the help you need to get back on track. Visit our Struggling Financially Page for guidance, tools and tailored support.
Try our budget calculator
Use our budget calculator to understand where your money is going, spot opportunities to save, and make more informed decisions to stay on track.
Book a NatWest Check-in
Sometimes, it helps to speak to an expert. A video chat with one of our friendly senior personal bankers could help you review your money situation.
Are you eligible for benefits?
If paying your bills and making ends meet is tough, you might be entitled to claim benefits.
Track your spending in the App
This handy app tool might just be your new best friend. It could help you budget better and identify where you may be able to tweak things. Spending Tracker is available to existing current account customers who are 16+.
Flexible ways to manage your mortgage
You can tweak repayment dates, arrange overpayments or amend your mortgage term within 'Manage your Mortgage'.
Help if you’re struggling
We know that money can feel tight right now. If rising costs are making your mortgage hard to pay, as part of the Mortgage Charter, we may be able to help.
Mortgage rate finder
Use our mortgage rate finder tool to view our current mortgage rates and find out what your monthly payments might be. Filter rates by buyer type, fixed or tracker rate mortgages.
Help with bills and budgeting
We’ve partnered with BudgetSmart, a free and secure tool that gives you personalised tips to help manage your money, save where you can and stay on top of your bills.
Access trusted helplines
Access trusted UK helplines and charities that give people help with money and daily life.
Always on-hand in the App
Tap ‘Help’, then ‘Chat to Cora’. Type ‘struggling financially’ to get the right support.
Help while Online Banking
Select ‘Chat now’ and then type ‘struggling financially’. You can choose from different support options.
Get support on our website
Select the ‘Chat to Cora’ button in the bottom right of the page to get started. Type ‘struggling financially’ to see different help options.