Explore NatWest bank accounts for adults, students, families and more.
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Types of bank accounts and their benefits
Compare current accounts
Everyday current account
Key features: A simple bank account to manage payments and budgeting.
Benefits: Straightforward to manage, with potential overdraft options.
Fees: Doesn’t usually have a monthly fee.
Suitability: An account for those who don’t need extra features or rewards.
Joint accounts: You could set up a joint current account with someone else, like a housemate or partner. You’ll have shared access and responsibility.
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Reward current account
Key features: Earn rewards for things like logging in to your app or using Direct Debits.
Benefits: Rewards could be redeemed as cash, eGift cards or charity donations.
Fees: May come with a monthly fee and eligibility criteria.
Suitability: For people willing to pay fees in exchange for rewards or offers.
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Packaged current account
Key features: Extra benefits, like phone insurance or breakdown cover, depending on the packaged account.
Benefits: Goes beyond everyday money management.
Fees: You’ll need to pay a monthly fee and meet certain criteria.
Suitability: May require an existing current account to upgrade from. You might not need all the extras either.
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Student current account
Key features: Exclusively designed for university or college students.
Benefits: May offer extras like interest-free overdrafts and discounts.
Fees: No monthly fee on the NatWest Student account.
Suitability: Only available to students, with strict eligibility criteria.
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Kids and teen current account
Key features: Specially designed for young people to help build positive money habits.
Benefits: Often comes with a debit card to use online, in store or at cash machines.
Fees: There’s usually no monthly fee.
Suitability: Only available to kids between specific ages.
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Premier current account
Key features: Tailored to higher incomes, often with enhanced services.
Benefits: Personal support and extras like insurance and financial planning.
Fees: Often comes with a monthly fee.
Suitability: Eligibility criteria like a minimum income, savings or mortgage.
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Select everyday current account
Select is our everyday bank account that gives you everything you need for your day-to-day banking:
- Monthly fee-free banking
- Manage your account on the go with our mobile app and Online Banking. Criteria apply
- Pay however you like with Apple Pay, Google Pay™ and contactless. Limits apply
Must be 18+ and UK resident to apply. Criteria and limits apply to listed bank account features.
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Reward current account
With the Reward bank account, for a £2 fee you could earn rewards every month:
- Earn up to £5 a month back in rewards
- Redeem your rewards as cashback, gift cards or e-codes with a range of retailers
- Donate your rewards to charity if you like
- New: No foreign transaction fees on debit card spend abroad. Not valid for ATM withdrawals. Local fees may apply
Must be 18+, UK resident, and pay in £1,250 to an eligible NatWest account every month. T&Cs apply.
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Our joint account options
Most of our bank accounts can be set up as a joint account. This means you can pick from a range of bank account types.
- Apply easily online or using the NatWest mobile app
- Share equal access to one account
- Contactless debit card for each account holder
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Student current account
Our Student current account may be perfect if you’re in further education, and comes with some tasty extras:
- Free from a monthly fee
- Get a 4-year tastecard that offers you 2 for 1 or 50% off food bills at restaurants across the UK
- Lost your bank card? No worries. Simply lock it, then unlock once you find it
Individual account eligibility, criteria and T&Cs apply.
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Adapt account for kids and teens
If you’re looking for a bank account for children aged 11-17, our Adapt account could be the right choice. It comes with:
- A contactless debit card, so your child can take out cash, pay in shops or even shop online
- Interest on everything paid into the account, so they earn as they save
- Access to our handy mobile app, plus payment caps for your peace of mind. Criteria apply
Individual account eligibility, criteria and T&Cs apply. App criteria apply.
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Premier bank accounts
Higher earners can choose from three NatWest Premier bank accounts. Depending on the account, you could get:
- Access to dedicated Premier banking managers
- Financial planning services
- Extras like rewards, fee-free spending abroad or family travel insurance
Specific account and Premier eligibility criteria apply. Fees may apply to specific products and services.
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Already with us?
You can apply to move an account you hold with another bank to us online. All you’ll need to tell us is the account information of the bank account you want to move over, and the bank details of your NatWest account.
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New to NatWest?
Switching your bank account to us is easy. All you need to do is pick the type of current account you want to open with us. Once you’ve done that, you can apply online and we’ll take the details of the bank account you want to move over at the same time.
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