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Bank accounts

Ready to open a bank account?

  • You could get £200 when you switch your current account held elsewhere to a Select or Reward account. Explore the account that best fits your needs to learn more.

Offer T&Cs and restrictions apply. May be withdrawn at any time.

Current Account Switch Service Guarantee logo

Compare our bank accounts:

Everyday bank account
Reward current account
Student, child and teen accounts
Other current accounts
Existing customers

Find the best bank accounts for your needs

For simple everyday spending: Our Select account offers no monthly fee.

For rewards: Enjoy extra benefits with the Reward bank account.

For university budgeting: Hit the ground running with a dedicated current account for UK students.

For your child or teen: Help to give them the best start with tailored kids bank accounts.

For upgrades to existing accounts: From insurance to breakdown cover, get more with packaged bank accounts.

£200 Switch offer. T&Cs apply.

Everyday bank account

defaqto 5 star rating
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Must be 18+ and UK resident to apply. Criteria and limits apply to listed bank account features.

Continue to Select account

£200 Switch offer. T&Cs apply.

Everyday bank account

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Must be 18+ and UK resident to apply. Criteria and limits apply to listed bank account features.

Continue to Select account
defaqto 5 star rating

£200 Switch offer. T&Cs apply.

Reward account

  • Monthly Rewards: Earn £4 for 2+ Direct Debits.
  • Retailer Rewards: Earn from 1% back at partner retailers.
  • Redeem as cash back, e-gift codes or donate to charity.
  • No foreign transaction fees on debit card spend abroad. Not valid for ATM withdrawals. Local fees may apply.
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£2 monthly fee. Must be 18+, UK resident, and pay in £1,250 to an eligible NatWest account every month. T&Cs apply.

Continue to Reward account

£200 Switch offer. T&Cs apply.

Reward account

  • Monthly Rewards: Earn £4 for 2+ Direct Debits.
  • Retailer Rewards: Earn from 1% back at partner retailers.
  • Redeem as cash back, e-gift codes or donate to charity.
  • No foreign transaction fees on debit card spend abroad. Not valid for ATM withdrawals. Local fees may apply.
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£2 monthly fee. Must be 18+, UK resident, and pay in £1,250 to an eligible NatWest account every month. T&Cs apply.

Continue to Reward account

Student and youth accounts made easy

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Individual account eligibility, criteria and T&Cs apply. App criteria apply.

Student account

Ages - 17+

Tailored for full-time undergraduates to help make life easier.

A free 4-year tastecard*.

No monthly account fee.

Interest-free overdraft from year one (18+ and subject to status).

*Offer T&Cs apply.

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Continue to Student

Adapt account

Ages - 11 to 17

The account perfect for kids and teens learning to manage money.

Enjoy a £20 gift card when you open an account. T&Cs apply.

No monthly account fee.

Check balances and freeze your card - all in the app.

Aged 16-17? See our Adapt Teen page.

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Continue to Adapt

Rooster Money

Ages - 3 to 17

Give young savers the confidence to manage their money.

Cash‑free pocket money, made simple.

Set allowances and keep an eye on their spending.

Help them save with easy, custom pots.

Fees & charges may apply. T&Cs apply (PDF, 100KB).

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Continue to Rooster

Explore our other current accounts

Premier accounts

£500 switch welcome bonus offer live.

T&Cs apply.

Open a bank account and get access to dedicated support, financial planning and a range of benefits that could make your life easier. 

Specific account and Premier eligibility criteria apply. Fees may apply to specific products and services. 

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Continue to Premier

Joint accounts

Share your banking

A joint bank account could make sense if you're looking to share your Select or Reward account with someone you trust.

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Continue to joint bank account

Foundation (our Basic Bank Account)

A straightforward current account

If you're not eligible for the bank account you are applying for, you might be offered the Foundation account instead. You can't apply directly for this current account.

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Continue to Foundation account

Ukrainian refugee account

Let's get you set up with a UK bank account

We've set up a new account opening process for you. Choose from the languages below to find more details and eligibility criteria.

Подати заявку онлайн

Подать заявку онлайн

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Apply online

Current accounts for existing customers

Upgrade your existing NatWest current account to a packaged account. Specific account eligibility criteria and benefit T&Cs apply.

Reward Silver

£12 monthly fee

  • European travel insurance.
  • Mobile phone insurance.
  • Health benefits.
  • Travel eSIM.
  • Tastecard membership.
  • Plus, all the benefits of the Reward current account.
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Continue to Reward Silver

Reward Platinum

£23 monthly fee

  • Worldwide family travel insurance.
  • UK car breakdown cover.
  • Family mobile phone insurance.
  • Enhanced health and travel eSIM benefits
  • Tastecard membership.
  • Plus, all the benefits of the Reward current account.
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Continue to Reward Platinum
Image showing mobile app with ratings above: Google play store rating 4.8/5, App store rating 4.8/5

Join over 10 million customers using our highly rated app

  • Top up instantly from another bank with Add money.
  • Check your credit score, free anytime.
  • View your subscriptions in one place to track regular payments.
  • Lock and unlock your card anytime for extra peace of mind.
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App criteria apply. App Store and Google Play Store™ ratings correct as of April 2026. Add money: limits and criteria apply. Credit score: 18+, UK resident, data from TransUnion.

Download our mobile app

Get peace of mind with your bank account

Current account switch guarantee logo

Switch to NatWest

With another bank? Switching bank accounts is easy. The Current Account Switch Service will move everything from your old account over to us in 7 working days.

Let us know in your application if you want to switch bank accounts and when to get the ball rolling. Click the links below to find out more.

Current Account Switch Guarantee (PDF, 39KB)

A Guide to Switching Current Accounts (PDF, 3MB)

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Switch a current account
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Protecting your money

Eligible deposits with us are protected up to a total of £120,000 by the Financial Services Compensation Scheme (FSCS), the UK's deposit guarantee scheme.

Read the FSCS Leaflet (PDF, 665KB) to find out more.

How we protect you

Find out more about how we protect your money everyday. Visit our Security Centre to support you stay safe and avoid scams when banking with us.  

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Supporting our customers

See how we've performed in key service areas and view details on how we support all personal banking customers.

NatWest performance indicators (PDF, 74KB)

NatWest customer support (PDF, 53KB)

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