Feel the confidence to plan big
Whether it's discovering ways to make your money grow, or planning your next new goal, your Premier Manager is here to help you take your money to the next level so that it serves the needs of you and your family.
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Stay safe, secure and supported
Our friendly Premier 24 team are all human, without a bot in sight, and our voice recognition technology means talking to them about your day-to-day needs is even more secure. Call any day, any time. They're always here to help.
Voice ID is available to Telephone Banking customers aged 18 and over.
Make your money work harder
You could secure preferential product rates, increased payment limits and no-fees spend abroad.
Plus, we could connect you with a network of NatWest specialists who could help you take your wealth even further. A fee may apply for this service.
Are you eligible for Premier?
To apply you must be 18 or over, a permanent UK resident and you must have ONE of at least:
- £100k sole income or £120k joint income paid into your NatWest account
- £100k savings or investments held with us
- £500k mortgage borrowing with us.
Choose the Premier account that suits you
Specific eligibility applies. To earn Rewards on the Premier Reward account, you need to pay in at least £1250 to an eligible NatWest account every month. To upgrade to Reward Black, you need to be an existing NatWest current account customer. Fee-free debit card purchases abroad available on the Premier Select and Premier Reward Black accounts only.
Premier Select
£0 per month
Arranged overdraft with £500 interest-free buffer available (subject to status)
Contactless Premier Debit Card, Apple Pay and Google Pay™ (limits apply)
Premier banking app (criteria applies)
No Non-Sterling Transaction Fee when you make a payment outside the UK or in a foreign currency.
Overdraft: Representative APR: 11.4% (Variable). Other charges may apply.
How does our overdraft compare? A good way to compare the costs of borrowing products is by using the APR, which shows the cost of borrowing over a year.
Premier Reward
£2 per month
Arranged overdraft available (subject to status)
Contactless Premier Debit Card, Apple Pay and Google Pay™ (limits apply)
Premier banking app (criteria applies)
Earn up to £9 a month back in Rewards for 2 or more Direct Debits – 2 of those Direct Debits need to be at least £4.50 each. Plus, earn an extra £1 a month back in Rewards with 1 mobile app log in.
Premier Reward Black
£31 per month
Arranged overdraft with £500 interest-free buffer available (subject to status)
Contactless Premier Debit Card, Apple Pay and Google Pay™ (limits apply)
Premier banking app (criteria applies)
Earn rewards for spending with our partner retailers
24/7 concierge service with Lifestyle Managers
Worldwide family travel insurance
Airport lounge access with DragonPass Premier+
UK and European breakdown cover
Up to 10% discount on holidays and car hire booked through our travel service
No Non-Sterling Transaction Fee when you make a payment outside the UK or in a foreign currency
An exclusive mobile app for managing your benefits.
Overdraft: Representative APR: 11.4% (Variable). Other charges may apply.
How does our overdraft compare? A good way to compare the costs of borrowing products is by using the APR, which shows the cost of borrowing over a year.
Interest-free arranged overdraft up to £500
Life’s full of surprises. So if you ever need a little financial flexibility to help deal with something unexpected, we’re here for you. Customers with a Premier Select account (no monthly fee) or the Premier Reward Black account (which costs £31 a month) pay no interest on the first £500 of their arranged overdrafts.
Representative 11.4% APR
Premier banking and specific account eligibility apply. Overdraft subject to status, 18+, other charges may apply. How do our overdrafts compare? A good way to compare the costs of borrowing products is by using the APR, which shows the cost of borrowing over a year.
Your Premier-exclusive loan rates
Some dreams can't wait. If you're thinking of taking out a loan, we might be able to give you preferential loan rates. Check at point of application or ask your Premier Manager for details.
Representative 5.9% APR for loans between £7,500 and £14,950.
To apply for a loan online, you must be 18+ and a UK resident with a NatWest current account (held for 3+ months). Other loan amounts are available at alternative rates. Our rates depend on your circumstances and loan amount and may differ from the Representative APR.
Smash those money goals
Book in a Financial Health Check with your dedicated Premier Manager and feel the difference Premier can make. We'll have a face-to-face or online chat with you about your goals to identify real opportunities that could help your money grow.
Plus, we'll connect you with our network of NatWest specialists to help take your plans even further. Eligibility criteria and restrictions apply. Our initial meetings are free, but fees apply should you take advice from us.
We're ready to help you
Chat to us to:
- Make larger value domestic or international payments
- Arrange an appointment with your Premier Manager to talk about your goals or any financial concerns
- Get help with the app or online banking
- Explore your banking options, our products or services.
Your exclusive Premier 24 phone line for managing your money
Telephone: 0333 202 3330
International: +44 161 933 7239
Relay UK: 18001 0333 202 3330
Or talk to us via Webchat.