Welcome to Premier banking

Premier accounts now with our Switch offer

Choose our account with no monthly fee, or see the extra benefits you could get with our Premier Reward accounts (fees apply). All with the extra benefits of our Premier Banking Service.

If you apply and request to switch in an account held elsewhere, you could get our £200 Switch offer.

Premier eligibility & specific account eligibility criteria apply. Switch offer T&Cs apply. Offer can be withdrawn or amended at any time. If you've previously received a switching incentive from NatWest Group, you will not be eligible for this offer.

Your financial goals. Our expertise.

Feel the confidence to plan big

Whether it's discovering ways to make your money grow, or planning your next new goal, your Premier Manager is here to help you take your money to the next level so that it serves the needs of you and your family.

Stay safe, secure and supported

Our friendly Premier 24 team are all human, without a bot in sight, and our voice recognition technology means talking to them about your day-to-day needs is even more secure. Call any day, any time. They're always here to help.

Voice ID is available to Telephone Banking customers aged 18 and over.

Make your money work harder

You could secure preferential product rates, increased payment limits and no-fees spend abroad.

Plus, we could connect you with a network of NatWest specialists who could help you take your wealth even further. A fee may apply for this service. 

Are you eligible for Premier?

To apply you must be 18 or over, a permanent UK resident and you must have ONE of at least:

  • £100k sole income or £120k joint income paid into your NatWest account
  • £100k savings or investments held with us
  • £500k mortgage borrowing with us.

Choose the Premier account that suits you

Specific eligibility applies. To earn Rewards on the Premier Reward account, you need to pay in at least £1250 to an eligible NatWest account every month. To upgrade to Reward Black, you need to be an existing NatWest current account customer.

Premier Select

£0 per month

Arranged overdraft available (subject to eligibility)

Contactless Premier Debit Card, Apple Pay and Google Pay™ (limits apply)

Premier banking app (criteria applies)


Find out more

Premier Reward

£2 per month

Arranged overdraft available (subject to eligibility)

Contactless Premier Debit Card, Apple Pay and Google Pay™ (limits apply)

Premier banking app (criteria applies)

Earn rewards for spending with our partner retailers.


Find out more

Premier Reward Black

£31 per month

Arranged overdraft available (subject to eligibility) 

Contactless Premier Debit Card, Apple Pay and Google Pay™ (limits apply)

Premier banking app (criteria applies)

Earn rewards for spending with our partner retailers

24/7 concierge service with Lifestyle Managers

Worldwide family travel insurance

Airport lounge access with DragonPass Premier+

UK and European breakdown cover

Up to 10% discount on holidays and car hire booked through our travel service

No Non-Sterling Transaction Fee when you make a payment outside the UK or in a foreign currency

An exclusive mobile app for managing your benefits.


Find out more

Your Premier-exclusive loan rates

Some dreams can't wait. If you're thinking of taking out a loan, we might be able to give you preferential loan rates. Check at point of application or ask your Premier Manager for details.

Representative 5.9% APR for loans between £7,500 and £14,950.

To apply for a loan online, you must be 18+ and a UK resident with a NatWest current account (held for 3+ months). Other loan amounts are available at alternative rates. Our rates depend on your circumstances and loan amount and may differ from the Representative APR.

Find the investment path that's right for you

Get access to a range of services, including funds managed by Coutts. Whether you're after a Stocks and Shares ISA, a general investment account, or a personal pension, we offer quick and easy online investments with NatWest Invest as well as face-to-face services.

The value of investments can fall as well as rise, and you may not get back the full amount you invest. Eligibility criteria, fees and charges apply.

Smash those money goals

Book in a Financial Health Check with your dedicated Premier Manager and feel the difference Premier can make. We'll have a face-to-face or online chat with you about your goals to identify real opportunities that could help your money grow.

Plus, we'll connect you with our network of NatWest specialists to help take your plans even further. Eligibility criteria and restrictions apply. Our initial meetings are free, but fees apply should you take advice from us. 

We're ready to help you

Chat to us to:

  • Make larger value domestic or international payments
  • Arrange an appointment with your Premier Manager to talk about your goals or any financial concerns
  • Get help with the app or online banking
  • Explore your banking options, our products or services.

Your exclusive Premier 24 phone line for managing your money


Telephone: 0333 202 3330

International: +44 161 933 7239

Relay UK: 18001 0333 202 3330

Or talk to us via Webchat.