If you're thinking about a new or used car, a loan could help you spread the cost of your purchase.
We'll take your circumstances and loan amount in to account to offer a personalised car loan rate.
It's easy to apply online. You can get a quote at the start of your application and then decide if you want to take out a loan or not.
You could get your loan funds on the same day if you apply online, are unconditionally accepted and sign your loan documents before 5.45 pm Mon – Fri. Sometimes we need to contact you for more information, so it can take a little longer.
To apply for a loan online, you must be 18+ and a UK resident with a NatWest current account (held for 3+ months).
£7,500
0 months
£137.55
£8,253.00
3.9
3.9
The rate you pay depends on your circumstances and loan amount and may differ from the Representative APR. We will never offer you a rate exceeding 29.9% p.a. (fixed), regardless of loan size. This means you're not guaranteed to get the rate you see in the calculator.
If you're planning on switching to a electric vehicle, read our EV guide first, helping you decide if an EV is right for you.
You can also get helpful tips that could save you money and help save the planet too, on our Go Green Hub.
It’s easy to focus on the car price, but you might also want to set aside some of your loan to get your car ready for the road. Keep in mind:
For more information read our guide to buying a car.
When you apply for a loan, based on your circumstances, we might give you the option to defer your first repayment.
You can find out how likely you are to be approved for a personal loan at the start of your loan application.
We'll show you how much you may be able to borrow, your personalised interest rate and monthly payments.
Great news, there's no impact on your credit score.
There are lots of choices when it comes to borrowing money.
You can use our borrowing options tool to help you figure out what type of lending will best suit your needs.
At the start of your application, we’ll usually let you know if you could get a loan – and your personalised rate – without affecting your credit score. It’s then up to you if you want to go ahead.
