To apply, you must be 18+ and a UK resident with a NatWest current account (held for 3+ months).
What is a debt consolidation loan?
Got debts in different places? With a debt consolidation loan, you could roll them into just one monthly payment.
Taking on new debt is a big decision… your debt consolidation loan may not be enough to cover all your debts. If so, you'll still have debt in more than one place. You may have to pay an early repayment charge. Plus, if you borrow money for longer, you could pay more interest, costing you more overall.
Debt consolidation loan calculator
You're not guaranteed to get the rate you see in this calculator. The rate you pay depends on your circumstances and how much you borrow, so it may be different from the Representative APR. Your rate will never be more than 29.9% per annum (fixed).
How long could you borrow for?
Time to pay back
Get your free personalised quote
Find out if we're likely to say 'yes' before you apply and how much your loan could cost you. Don't worry - a quote takes minutes and won't affect your credit score.
Benefits of our loans, plus more
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Is a debt consolidation loan right for you?
Loan? Credit card? Overdraft? Figure out what type of borrowing is best for you.
Are you ready to apply?
We'll start with your free quote
At the start of your application, we’ll usually let you know if you could get a loan – and your personalised rate – without affecting your credit score. It’s then up to you if you want to go ahead.
To apply online, you'll need to:
- be 18+, a UK resident and have had a current account with us for at least three months.
- not have been declared bankrupt in the last six years.
- not have applied for a loan with us in the last 28 days.