How to start saving
Ready to start saving and take control of your financial future? Check out our guide to discover the benefits of using a savings account, how to save regularly, and how your savings can earn you interest.
Having a joint savings account is the same as having one on your own, except two people have control over the account, and can pay in and withdraw funds from the account.
Joint savings accounts are a great way for two people to save together towards a joint goal, like a big event, maybe a holiday, or just a rainy-day fund.
To apply for a joint savings account, you both need to already hold a current account with us. Find out more about our current accounts if you don't have one already.
We offer the option to open a joint savings account with the following products:
Flexible Saver - our most basic savings account; flexible saving without the need to deposit regularly. Access your savings whenever you need it.
To apply for a joint savings account online, simply choose the joint account section when it is shown after you click apply now.
To apply for any of these accounts, you must be 16+ and a UK resident. Specific account eligibility criteria may apply.
Mobile Banking app available to customers aged 11+ with a compatible iOS and Android device and a UK or international mobile number in specific countries.
Yes, you both need to have an existing NatWest current account to apply for a joint savings account.
No, you don't have to have a joint current account to apply for a joint savings account. However, you both need to have an existing NatWest current account.
Yes, you can have sole savings accounts for saving on your own, and joint savings accounts for saving with another. However, there may be limits to the number of sole or joint savings accounts you can have for an individual product. Please check the eligibility information on the webpage of the product you are interested in for more information.
In the circumstance that one joint account holder passes away, we can change the joint account to a sole account. The best thing to do is speak with your nearest branch, or write to us.
No, afraid not. The interest you'll earn on the joint savings account will be the same rate that you would earn on a sole savings account, unless we explicitly tell you otherwise.
No, we only offer joint savings accounts between two named parties.
Ready to start saving and take control of your financial future? Check out our guide to discover the benefits of using a savings account, how to save regularly, and how your savings can earn you interest.
Got specific financial goals but don't know where to start? We're here to help. Discover the best strategies for saving towards your goals, and get tips for staying motivated along the way. Plus, explore tools and resources that could help track your progress and achieve your savings goals faster.
Stash the cash for your future with one of our many savings accounts. Whether you're saving for the long term, or for a certain goal, we could have an account for you.
Interested in a shared mortgage? Find out more about joint mortgages. Criteria apply, over 18s.
Needing a shared bank account? Find out more about joint bank accounts. Criteria apply.
Looking to borrow money with a partner? Find out more about joint loans. Criteria apply, over 18s.