NatWest Savings

Find the right ISA for you

Make the most of your £20,000 ISA allowance for the current tax year.

Our Cash ISAs

Compare the benefits of our cash ISAs and find the right one for you depending on if you want instant access or not. Interest is paid directly into your account to help your ISA savings grow.

You can only hold one cash ISA with Natwest. You must be a UK resident aged 16+. Tax free Interest means interest payable is exempt from UK income tax.

Cash ISA

Making the most of your £20,000 ISA allowance

Great for tax-free flexible saving

Open the account with as little as £1.

Take money out whenever you need it.


Interest rate

1.75% AER / 1.74% Gross p.a. (variable) Balances of £1-£24,999.

3.20% AER / 3.15% Gross p.a. (variable) Balances of £25,000+.

You can only hold one cash ISA with NatWest. If you already have a cash ISA with us, keep paying into that. You must not open another cash ISA with any other provider in the same tax year. 

Fixed Rate ISA

Fixed interest for long term savings

Get peace of mind for one or two year terms

Choose a term and open your account with £1,000.

Fix your interest rate and watch your savings grow.

Interest rate

5.51% AER/Tax-free p.a. (fixed) 1 year term.

5.51% AER/Tax-free p.a. (fixed) 2 year term.

No withdrawals or deposits during the term, Early Closure Charges may apply.

How to get started with an ISA

Understanding ISAs

Not sure about ISAs? Let us guide you through what an ISA is, the benefits of having an ISA and types that we offer.

View our ISA guide

Transferring your ISA

You can transfer an existing cash ISA to a NatWest cash ISA. Our simple transfer process safeguards your tax-free entitlement.

View our ISA transfer form

Manage your existing NatWest ISA

Understand what to do to apply for ISA inheritance allowance or simply how to get started with your Cash ISA. 

Financial Services Compensation Scheme

Your eligible deposits held by a UK establishment of NatWest are protected up to a total of £85,000, by the Financial Services Compensation Scheme, the UK's deposit guarantee scheme. Any deposits you hold above the limit are unlikely to be covered.

Find out more about the scheme and how it protects your money.

Want to reach your savings goals quicker?

How to start saving

Ready to start saving and take control of your financial future? Check out our guide to discover the benefits of using a savings account, how to save regularly, and how your savings can earn you interest.

Work towards your savings goals today

Got specific financial goals but don't know where to start? We're here to help. Discover the best strategies for saving towards your goals, and get tips for staying motivated along the way. Plus, explore tools and resources that could help track your progress and achieve your savings goals faster. 

Discover our savings accounts

Stash the cash for your future with one of our many savings accounts. Whether you're saving for the long term, or for a certain goal, we could have an account for you.