Premier Reward - a premium account that Rewards you
£150 to Switch & Stay with our Premier Reward account
Earn monthly Rewards plus our Premier Banking service
Eligible for £150 Swich & Stay offer
Earn Rewards that you can redeem as cash back, gift cards or e-codes with our retail partners
Get expert help to make the most of your money and tackle life's unexpected surprises with our Premier Banking service
Stay in control with the NatWest app
Arranged overdraft available (subject to eligibility)
Multiple ways to pay: Apple Pay, Google Pay™ and Contactless Visa Debit
£2 monthly fee
To earn Rewards you need to pay in £1,250 to an eligible NatWest account every month. Switch & Stay offer T&Cs apply. Limited time offer.
What you'll need to open this account
To apply, you need to be 18+ and a UK resident and meet ONE of the following:
Savings or investments
Our £150 Switch & Stay offer
Switch to us to get our offer of £100, and an extra £50 if you stay.
For new customers
If you don’t yet have a Premier Reward account, you can read how the offer works below before applying.
For our existing customers
If you already have a Premier Reward account, visit our Switching page to start your application or learn more about the offer.
Offer also available on Premier Select and Premier Reward Black accounts.
How the offer works
Apply to Switch
For the initial £100
For an extra £50
What you need to know
We may end this offer at any time, and to be eligible, you must apply via our mobile app or website.
If you’ve had any cash back for switching to us (or Royal Bank of Scotland/Ulster Bank) since October 2017, you won’t be eligible for this offer.
We cannot switch savings accounts or ISAs through this service. Any other products you have with your old bank will not be moved at the same time.
What happens when you switch?
About Rewards OpenClose
Discover Premier OpenClose
Help when you need it
Protect what matters
Plan for the future
The NatWest app OpenClose
No-fuss receipt tracking
Open this account online
Upload your ID
We'll check your details
Start using your new account
Get ready to apply
Before you apply, we need to check you're happy with a few things. And ask you a few questions up front. Then we can make your application as quick and simple as it can be.
First things first. You can apply if you:
Are aged 18+ and a UK resident
Pay in £1,250 each calendar month to any eligible personal current account you have with us.
Do not currently hold 2 Reward accounts
You also need to meet one of the following:
Earn a minimum of £100k sole income or £120k joint income paid into your NatWest account.
Have £500k minimum mortgage borrowing with us.
Have £100k minimum savings or investments held with us.
Now please take a look at the important legal stuff
If you carry on applying, it means you're happy with what's in these documents, including the FSCS information sheet. And happy to view your statements in Online Banking - not posted. Please take some time to review, print and/or save the important information.