NatWest mortgages are available to over 18s. Your home may be repossessed if you do not keep up repayments on your mortgage.
With our new range of 95% mortgages, you could be buying your new home sooner than you imagined.
Exclusions & eligibility criteria apply. Supported by the UK Government's mortgage guarantee scheme.
Make sure you allow enough time to complete your home purchase by 30th of September to take advantage of the discounted Stamp Duty rates.
Different factors can influence whether you can complete your mortgage by the deadline. Local Authorities may require additional time to complete personal searches. Local authority turn around times.
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As well as your deposit, when buying a property and taking out a mortgage there are usually other costs that need to be considered.
Typical costs that often apply to most buyers include;
View more information on other costs to consider when moving home.
A deposit is required when you take out a new mortgage on a property.
A larger deposit would mean that you are borrowing less towards the purchase of your new property. This could lower the overall cost of your mortgage.
Saving money towards a deposit for a new home can be challenging and, if you need to move sooner, a 95% mortgage could be a suitable option.
With a 95% mortgage, also known as a 5% deposit mortgage, you would only need to have 5% of the purchase price of the property saved and ready to put towards the purchase of the property.
You can use our mortgage calculator to find out how much you may be able to borrow and what your potential monthly repayments could be.
For a more accurate indication of what you could borrow, get an agreement in principle. It takes less than 10 minutes and doesn’t impact your credit score.
Most of our mortgages can be moved to your new home, avoiding early repayment fees if you're still on a deal. This is called 'porting'...move home more easily with us
