MyRewards customers


MyRewards in detail

What are Rewards?

Every month, earn £4 back in Rewards for paying 2 or more Direct Debits from your reward account – 2 of those Direct Debits need to be at least £2 each. Earn an extra £1 back in Rewards every calendar month you log into our mobile banking app (criteria applies). Monthly fee starting from £2. You must be over 18 and a UK resident.

Earn Rewards at our partner retailers

Earn Rewards when you spend using your NatWest Debit card at our partner retailers. 


To be eligible for a MyRewards account you must have one of our Reward current accounts range and/or a Reward credit card. View our full list of partner retailers.

Follow these easy steps


Have your setup your MyRewards account yet? With a MyRewards account you’ll be able to view all your personalised offers and exchange your Rewards.


Rewards are easy to earn. You can earn up to £60 a year (before the Reward monthly fee is paid) as well earning on what you spend at participating retailers.


You can Trade up Rewards at one of our partner retailers, Bank it and exchange your Rewards for money or Donate to one of our chosen charities.

Checking your MyRewards balance just got easier

See your MyRewards straight from the app with the touch of a button. There's no need to use a password anymore. 

If you have a Reward current account, logging into the app every month gives you £1 back in Rewards per month. 

App available to customers aged 11+ using compatible IOS and Android devices and a UK or international mobile number in specific countries.

Our partner retailers

With MyRewards you can:

  • Earn back in Rewards with our Partner Retailers. 
  • Exchange your Rewards for e-codes from a range of partner retailers.
  • Exchange your Rewards into a donation supporting one of our many chosen charities.

Last year our customers earned an average of 6% back in Rewards when using their NatWest Debit card at our partner retailers. Based on Rewards earned vs. amount spent in 2022.

Our Reward accounts

Reward current accounts

Three different bank accounts packed with benefits to choose from. Every month, get £4 back in Rewards every when you pay 2 or more Direct Debits  from your reward account (2 of those Direct Debits need to be at least £2 each), £1 back in Rewards when you log into our mobile banking app. Plus all the features of our everyday bank account too.

To apply, you must be 18+ and a UK resident.

Reward credit card

Representative 23.7% APR (variable)

Earn 1% in Rewards on your supermarket spend, between 1-15% in Rewards at selected MyRewards retailers and 0.25% everywhere else you shop.

To apply, you must hold a current account, savings account, credit card or mortgage with NatWest, be a UK resident, aged 18+ and earning at least £10K per year. Annual Fee applies.

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