Earn £4 in Rewards a month
Pay 2 or more Direct Debits from your Reward account – 2 of those Direct Debits need to be at least £2 each.
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MyRewards
Earn Rewards when you bank with NatWest
What are Rewards?
MyRewards is a membership scheme for our current account and credit card customers. It allows you to earn related Rewards in a variety of ways such as when you pay Direct Debits, spend with your debit or credit card or log in to the mobile app.
You can watch your Rewards grow in the app and when you have more than 5.00 in Rewards you can choose to covert them into money to bank, trade or donate.
Who can earn Rewards?
You can earn Rewards if you're a UK resident and have:
- a Reward, Reward Silver, Reward Platinum, Premier Reward or Premier Reward Black account, or
- a Reward or Reward Black credit card.
Fees from £2 per month.
Earn £1 in Rewards a month
Simply by logging into your mobile banking app once a month. App criteria apply.
Earn between 1-15% in Rewards
Use your debit card to spend at our partner retailers.
Choose your current account or credit card to see the different ways to earn Rewards.
Say hello to our partner retailers
As a MyReward customer, you could earn extra Rewards when you spend. Your offers change regularly. Check the MyRewards section of your app to see your latest offers. Maybe you enjoy a Greggs sausage roll for lunch, or like to do your weekly shop at Morrisons?
Last year our Reward customers earned an average of 6% back in Rewards when using their NatWest debit card at our partner retailers. Based on Rewards earned vs. amount spent in 2022.
MyRewards Terms and Conditions
We do our best to ensure everyone is aware of their account terms and conditions, please take some time to review, print and/or save a copy of these.
Join MyRewards
Become a MyRewards member and automatically earn Rewards if you have a Reward current accounts such as Reward, Reward Silver, Reward Platinum, Premier Reward or Premier Reward Black.
You can also earn Rewards with a Reward or Reward Black credit card.
Reward
18+, minimum monthly pay in £1,250
Reward Silver
18+
Reward Platinum
18+
Premier Reward
18+, Premier eligibility criteria apply, minimum monthly pay in £1,250
Premier Reward Black
18+, Premier eligibility criteria apply.
European
Worldwide
Worldwide
UK
UK & European
Bank your Rewards
Pay them as money into your bank account
Change your Rewards into money which you can either transfer into your NatWest current account or use towards reducing your Reward Credit Card balance.
£5 in Rewards could mean £5 in your bank account.
The money can take 5 working days to be added to your account.
Trade your Rewards
Exchange them for e-gift cards from partner retailers.
Trade up your Rewards for e-gift cards which you can use at selected retailers either in store or online.
£10 in Rewards could be traded for a £10 Argos eGift card, plus get 5% back in Rewards.
Retailers can change, login to MyRewards regularly to see new ways to exchange your Rewards.
Donate your Rewards
Donate them to one of our chosen charities
We'll exchange your Rewards into cash and send your donation directly to your chosen charity. It's easy and can all be done within your NatWest app.
£5 in Rewards could be £5 donated to Macmillan Cancer Support, Alzheimer's Society and many more.
Watch your Rewards grow in the app
You can see your MyRewards balance in the NatWest mobile app. It will be displayed next to your other NatWest accounts.
Tap the MyRewards tile to see your Rewards statement, personalised retailer offers and how to exchange your Rewards.
App available to customers aged 11+ using compatible IOS and Android devices and a UK or international mobile number in specific countries.
Boost your Rewards with our Reward credit card
Representative 26.8% APR (variable)
- Earn 1% back in Rewards on supermarket spend (0.25% at their petrol stations and everywhere else)
- Get between 1-15% back at selected MyRewards retailers
- Annual fee refunded if you have a Reward current account
- Available to new and existing customers
To apply, you must be a UK resident, aged 18+ and earning at least £10K per year.
MyReward membership FAQs
New to NatWest?
Our Reward account is available to new customers. To apply, you must be 18+ and a UK resident. You need to also pay in £1,250 to an eligible NatWest account every month.
Upgrade your current account
Packaged current accounts come with added extras and are available to existing NatWest current account customers. These extras range from earning Rewards, different types of insurance and fee-free debit card purchases abroad.
View our Premier Reward accounts
Bank accounts packed with benefits combined with our Premier Banking service to help you achieve your financial goals.