You're welcome to explore your Student account
The NatWest student account is designed to make your life in higher education a little bit easier. We offer banking through the mobile app and an interest free £500 arranged overdraft in your first term and up to £2,000 after that. Overdraft available to NatWest Student current account customers aged 18+. Subject to lending criteria.
View more on our Student offer
Get a Student Account
This offer is only available to new Student account customers. In order to receive the offer you must meet the criteria above within 30 days of account opening.
To apply, you must be 17+ and a UK Citizen, or have been living in the UK for at least 3 years. Online applications only.
You need to be a full time undergraduate student (on at least a 2-year course at a UK University/College) or you need to be completing a full time postgraduate or nursing course lasting a year or more. You can apply within 6 months of your course start date.
To apply for an overdraft, you need to be 18+. You can add an overdraft to your account once your course has started.
You must use your Student account as your main account by depositing regular income into it.
Mobile app features for you
Keep track of spending
Split bills easily
Check your credit score for free
Save your change with round ups
App available to customers aged 11+ with compatible iOS and Android devices and a UK or international mobile number in specific countries. Online Banking available to customers aged 11+ with a NatWest account.
How much will I spend?
Student finance and loans
Split bills with the Housemate app
If you've just graduated or are just about to, you don't need to do anything. Your Student account will automatically change to a Graduate account, and you can continue to use your card, online banking and mobile app as usual.
Prior to the account switch you should receive an email or letter detailing:
- the changes to your account
- the date of the switch