Existing Customers

Get more from your NatWest student account

Explore our student features

The account tailor made for student life

Dine out or stay in with tastecard student discounts

With a tastecard, you can enjoy 2 for 1 meals, 50% off your food bill or 25% off your entire bill at thousands of restaurants like Burger King, Domino’s and Café Rouge (if you’re feeling fancy).  

And the perks don’t stop there – there are plenty of other student tastecard offers too: 

  • cinema tickets discounted 
  • discounted days out at the UK's best attractions
  • exclusive membership perks.

Ready to get started?  Activate your tastecard now.

Interest free student overdraft

With our student overdraft, you can go overdrawn up to a certain limit without paying any interest or fees. It’s a useful way to cover unplanned expenses if you’re short of cash. Think of it as a short-term safety net.

How your student overdraft works

  • Access £2,000 interest free from year one (£500 in your first term).
  • In your third year, you could extend it up to £3,250.
  • Get handy text alerts to stay on top of your budgeting.


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Apply online in just five minutes

  • Apply online and get an instant decision on your online application.


Get started online today

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Access your funds, fast, once approved

  • If your overdraft is approved, it’ll normally be available the next working day. But there might be a few exceptions to be aware of.
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Save like a pro on a student budget

If you're looking to build your savings habits our Digital Regular Saver could be right for you. Just like over 750,000 NatWest customers have, you could choose to open a Digital Regular Saver today.

Take a look at our savings account range and choose what suits you.  

Why choose a Digital Regular Saver?

  • Winner of Best Everyday Savings Account at the 2022 YourMoney.com awards.
  • Earn 6.17% / 6.00% AER/Gross p.a. (variable) interest on your first £5,000 and 1.75% / 1.74% AER/Gross p.a (variable) on anything over £5,000.
  • Access your savings easily, whenever you need to.
  • Save between £1 and £150 per month.
  • Save your spare change with Round Ups – and they don’t count towards your £150 monthly limit.
  • Interest is calculated on a daily basis and paid into your account on the first business day of the month. You’ll be able to see and access the interest in your account on the following day.

Exclusively for current account customers, aged 16 and over. UK residents only.

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Eligibility criteria and conditions apply

Financial Support

Check Your Credit Score For Free

Our personalised tips could help you improve your credit score and kick-start a brighter financial future. The higher your score, the more likely you are to get better deals and interest rates.

Credit score available once opted in through the app, to customers aged 18+, with a UK address and data is provided by TransUnion. Mobile app available to customers with compatible iOS and Android devices and a UK or international mobile number in specific countries.

Split bills using our Housemate app

Don’t get stressed about the big shop. Housemate is our free bill-splitting app designed for renters. It helps split bills and pay each other back for rent, broadband, electricity, gas or any other shared payment. Your flatmates don’t even need to bank with us. Available to anyone 17+ living in the UK, with a UK account (that allows access), registered for digital banking, with a compatible smartphone.

Budget better as a student

The NatWest Student Living Index is the set text for getting the best from uni life. Check out what cities give you the best bang for your buck, and how others are spending their cash. Learn more in our influential annual survey of all-things student.

Student finance and loans

If you’re taking out a student loan to cover tuition fees or living costs, you’ll need to fill out an application form as soon as possible to get your money on time. In our guide to student finance, we’ll talk you through the need-to-knows.

Your student account graduates with you

Just use your card, online banking and mobile app as usual. We’ll switch your account from student to graduate automatically.

Prior to the account switch, you should receive an email or letter detailing:

  • The changes to your account
  • The date of the switch.