Existing customers

Get the most from your Student account

My Student account

The NatWest student account is designed to make your life in higher education a little bit easier. We offer banking through the mobile app and an interest free £500 arranged overdraft in your first term and up to £2,000 after that.

Student offer 2022

£80 cash

Paid into your account within 10 working days of meeting the offer criteria. Available until 31st October. Limited time offer.


Get 2 for 1 or 50% off your food bill at thousands of UK restaurants and discounts at the cinema with tastecard membership. Valid for 4 years. Smartphone required. tastecard T&C’s apply.

Offer criteria

To receive your £80 cash and tastecard you need to register for Mobile or Online Banking and choose to receive paperless statements within 30 days of opening your account.

Get a Student Account

Like what you see? Follow the link below to apply for your Natwest Student Account.

Financial support with the mobile app 

Spending and Budget Tracker

Ever got to the end of a month and wondered where your money went? Well wonder no more. Our Spending Tracker within the app tells you everything you need to know. Spending Tracker is available to customers aged 16+ who have a Personal or Premier account with us.

Know your credit score

You can check your credit score for free in our mobile app. It will be updated every 30 days. Credit score available once opted in through the app, to customers aged 18+ and is provided by TransUnion.

Confirm online payments in the app

You'll now be able to authorise your online purchases directly in the app.

Ultimately saving you time and giving you peace of mind.


Need help managing your money?

Life's big moments often mean some kind of financial change. We've created helpful tips and tools to help you manager your finances and support you through life's important journeys. 

You may also be interested in

Student overdraft

Be prepared for any unexpected bills or payments with our interest free Student overdraft. 

Available to NatWest Student current account customers aged 18+. Subject to lending criteria.

Contents insurance

Living away from home? Then your most prized possessions that you take with you may no longer be covered by Mum & Dad.

Have a look at our renters insurance.  It's flexible, so you can tailor the cover to what you decide to take with you.

Graduate account

If you're in your final year of university, you may be wondering what happens to your student account once you finish.

It will turn into a Graduate account once you complete your studies.

Graduating soon?

If you've just graduated or are just about to, you don't need to do anything. Your Student account will automatically change to a Graduate account, and you can continue to use your card, online banking and mobile app as usual.

Prior to the account switch you should receive an email or letter detailing:

  • the changes to your account
  • the date of the switch

Something else we can help you with?