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Renters contents insurance

Students - we’ve got you covered!

A lighter level of contents cover that’s been especially created for tenants and students

50% of our new online customers paid £9.20 or less per month for their annual Renters insurance policy(1). With 0% interest, there’s no extra cost if you choose to pay monthly for your annual policy. Over 18's only, subject to eligibility and a credit agreement.

It helps cover the cost if something unexpected happens to your stuff - the average cost of a Renters claim is £870.26 (2)

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1 in 10 chance to win back the annual cost of your home insurance premium

If you take out NatWest home or renters insurance between 2nd September and 25th November, you will be entered into a prize draw where you could win a sum equal to the cost of your annual home insurance premium.

New online policies, UK residents aged 18 & over, policy must be active at the time of the draw. Click here for Ts&Cs and information on how to opt out. For further information on how we process your personal information in conjunction with this prize draw, you can view our Privacy Notice.

What can I expect?

What's the cost?

50% of our new online customers paid £9.20 or less per month for their annual renters insurance policy, between 1st April 2025 and 30th June 2025. Includes purchased optional extras.

With 0% interest, there’s no extra cost if you choose to pay monthly for your annual policy. Over 18's only, subject to eligibility and a credit agreement.

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How do I apply?

Think about how much cover you might need

Select your start date and how you want to pay 

Please read this important information: What you need to know about NatWest (PDF, 63KB) or request a paper copy before you get a quote.

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What's included?

Core cover

Sum insured

Insure the contents of your rented home for a total sum of £5,000, £10,000, £15,000, £20,000 or £25,000. This doesn’t include any possessions you keep in the garden.

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Contents

No deductions for wear and tear, as these will be replaced new for old. Mobile phones are replaced with Grade A refurbished.

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Money in your home

Lost or stolen cash, cheques and vouchers are covered up to £500.

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Downloaded content

Claim up to £1,000 to replace content you’ve paid for and downloaded onto your home computer, laptop, mobile phone or any other portable device.

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Optional extras

Sound good? Start your quote

Please read this important information: What you need to know about NatWest (PDF, 63KB) or request a paper copy before you get a quote.