We keep costs low and transparent so you’ll know exactly what you’re paying for and when.
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Over longer periods of time (five years or more), investments such as stocks, shares and funds have the potential to give you higher returns compared to cash savings. But the value of investments can fall as well as rise. There is a chance you may get back less than you put in. Ensure you have safety net savings before starting to invest. Eligibility criteria, fees and charges apply.
What is a Platform fee?
This covers the costs for providing your NatWest Invest account.
The maximum you’ll pay is 0.15%. That’s 15p for every £100 of your investments.
We take payments on or after the 7th working day into the months of January, April, July and October. If the payment is scheduled to happen on a public holiday, we'll take it the next working day instead.
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What is a Fund fee?
The maximum you’ll pay is 0.40%. That’s 40p for every £100 of your investments.
The Fund fee covers the costs incurred in running the fund. It includes the investment manager fee in addition to, holding and safeguarding the assets (depositary and custodian), administration, legal and audit fees and the cost of investing in external funds.
It does not include the platform fees, fund transaction costs or any potential one-off charges (e.g. advice fees or dilution levy).
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You choose how to pay the Platform fee
You can pay your Platform fee directly from your investment or you can pay from your NatWest bank account.
If you pay directly from your investment, this will impact the value of your investment.
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We tier our Platform fee
The Platform fee varies depending on how much you invest.
- If you invest up to £1m, you’ll pay 0.15%.
- Anything above £1m up to £5m you pay 0.10%.
- Anything over £5m you pay our minimum platform fee of 0.05%.
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Your investments are protected
Eligible investments with us are protected up to a total of £85,000 by The Financial Services Compensation Scheme (FSCS). This means if NatWest were to cease trading, your money is protected.
This doesn't include losses made as a result of investing.
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Coutts is a Certified B Corporation
Coutts, our private bank that manage your investment, are a certified B Corporation. B Corporation certification means Coutts, our investment managers for NatWest Invest, consciously work towards providing responsible wealth management.
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Learn more about investing
Whether you’re an experienced investor or just finding out what investing is, we’ve got a range of articles to help you understand more about investing.
Our investment options
If you’re looking to build wealth over time, then investing your money could be a good way to start. Check out our range of investment options to fit your financial goals.
Already an investor
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