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NatWest home insurance policies are underwritten by U K Insurance Limited which is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority, registration number 202810.
Want to insure your home and get a great little treat to go with it?
Choose a £20 e-voucher from over 100 retailers when you take out a new, or renew your existing home insurance policy before 7th November. You will receive an e- voucher code automatically as long as:
- you’re a UK resident and take out your policy between 28th August 2023 and 7th November 2023
- the policy isn't cancelled within 31 days of start date
One voucher per household and terms apply. Underwritten by U K Insurance Limited.
Why choose building insurance?
You could get a quote in less than five minutes.
Rated Which? best buy 2023 for our Standard & Elite Buildings insurance and Elite Contents insurance
This policy has been awarded the highest Defaqto rating.
You can choose between two levels of cover and add optional extras.
You can pay monthly at no additional cost. (Subject to eligibility and credit agreement. Credit facilities for over 18s only. Representative 0.0% APR)
If your home is unfit to live in after you have made a valid claim, alternative accommodation, storage for your belongings and kennel fees for domestic pets are covered. Cover limits apply.
The details
Cover options OpenClose
Standard home insurance
The most popular product, offering flexibility to adjust to your needs. Up to £1m Building cover (the amount paid up to for the cost of repairs or rebuild of your home) following a valid claim. For more information on what the policy covers, please read the Standard insurance product information document and policy document.
Elite home insurance
All the benefits of Standard, with higher levels of cover. Unlimited Building cover (the amount paid up to for the cost of repairs or rebuild of your home) following a valid claim. For more information on what the policy covers, please read the Elite insurance product information document and policy document.
Core cover OpenClose
Building cover
You can claim towards the cost of repairing or rebuilding your home following an insured event.
Alternative accommodation
If your home is unfit to live in after you’ve made a valid claim, reasonable costs of alternative accommodation, storage for your belongings and kennel fees for domestic pets are covered.
Trace and access
You’re covered if part of your building needs to be removed and replaced to locate the exact source of a water leak from tanks, pipes, appliances or a fixed heating system in your building.
Lock replacement
You can claim reasonable costs of replacing and fitting new locks to external doors if your keys are lost or stolen.
Emergency entries
This covers the cost of repairing any damage caused to your building by the emergency services if they need to make a forced entry.
Optional extras OpenClose
Accidental damage
Unintentional damage (such as DIY accidents) in parts of the building you’re responsible for. This would be an optional extra for Standard insurance cover and included with Elite insurance cover.
Personal Possessions
You can get cover for items taken outside your home eg. Laptops, jewellery, pedal cycles. This would be an optional extra for Standard insurance cover and included with Elite insurance cover.
Legal protection
Provides financial help towards you and your dependents in certain legal disputes (if the claim has at least 50% chance of success) and access to a 24-hour confidential helpline. This would be an optional extra for Standard insurance cover and included with Elite insurance cover.
Switch your home insurance
When you switch your home insurance to us, you can claim up to £50 towards any cancellation fees your current insurer charges. Once you’ve cancelled your existing cover and taken out your new policy, get in touch with U K Insurance Limited. They’ll arrange for you to be reimbursed within 7 to 10 working days.
Important information
We want to make sure that you get the cover you need. So before we carry on to your quote take some time to read, download and save these documents. For a summary of cover, any limitations and significant exclusions, please view the Insurance Product Information Document (IPID).
As we tackle climate change and move away from using paper we ask that you download and save documents to your device. The ‘What
You Need to Know’ document can be posted to you if you need it in a paper format.
We will share your personal details (i.e. policy start date and number, your name, postal and email addresses and contact telephone number) with our third party, Marketing Lounge Partnership (MLP) for the purpose of fulfilment of this offer. MLP will keep your details on record for 6 months. For full details of our Privacy policy.
Want to know more about buying your home?
For hints and tips to help with your home buying journey, take a look at our guide.