NatWest home insurance policies are underwritten by U K Insurance Limited which is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority, registration number 202810.
1 in 10 chance to win back the cost of your home insurance
If you take out NatWest home insurance before 18th July, you'll be entered into a prize draw to do just that. One in every 10 customers won an average of £273.87 in our recent prize draw, so don't miss out on your chance to win*.
New policies, UK residents & over 18’s only, policy must be active at time of draw, T&Cs apply. See how your data will be used in conjunction with this prize draw.
*Based on the average winning amount from the prize draw on January 16th 2023, which contained 475 winners. This draw contained entries related to policies purchased between 28th September and 30th November 2022, that started from 1st December 2022.
Why choose contents insurance?
You could get a quote in less than five minutes.
This policy has the highest Defaqto rating.
Flexible levels of cover available and optional extras.
Pay monthly at no additional cost. (Subject to eligibility and credit agreement. Credit facilities for over 18s only. Representative 0.0% APR)
If your everyday electrical items are stolen or damaged beyond repair, you can choose between a brand new replacement delivered direct to your door, or receive an e voucher for you to use straight away. Optional on standard and Included with Elite.
(Renters insurance will provide Grade A refurbishments on phone replacements. Cover limits apply. Delivery available to UK mainland only. Excludes jewellery)
The details
Cover options OpenClose
Standard home insurance
Elite home insurance
Core cover OpenClose
New for old
Special events
Downloaded data
Alternative accommodation
Optional extras OpenClose
Accidental damage
Contents away from home
Home emergency
Legal protection
Options if you rent OpenClose
Renters contents insurance
Switch your home insurance
When you switch your home insurance, you can claim up to £50 towards any cancellation fees your current insurer charges. Once you’ve cancelled your existing cover and taken out your new policy, get in touch with U K Insurance Limited. They’ll arrange for you to be reimbursed within 7 to 10 working days.
Important information
As we tackle climate change and move away from using paper we ask that you download and save documents to your device. The ‘What
You Need to Know’ document can be posted to you if you need it in a paper format.
Common questions
I already have NatWest home insurance can I take out a new deal?