Collect 1 point for each £2 spent at Sainsbury’s, Argos, Habitat and Tu Clothing.
Plus, get a point for every £5 spent everywhere else.
Use your points at Sainsbury's, Argos, Esso, British Airways and more partners.
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This product is only available to former Sainsbury’s Bank credit card customers.
Eligibility and exclusions apply.
Welcome to the Nectar credit card
The Nectar credit card is changing from Mastercard to Visa.
If you've got a Nectar credit card, we'll contact you over the next couple of months to let you know what this means for you.
Read on to find out everything about your Nectar benefits and how to get the most from them.
Link in the NatWest app
Choose your Nectar credit card on the main screen, then select “Link your Nectar account”, and follow the prompts.
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Link in NatWest Online Banking
Log in to your account, choose your Nectar credit card, select “Link your Nectar account”, and follow the prompts.
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Give NatWest a call
Phone us on 0345 366 7005. One of our advisers will be more than happy to help link your card and Nectar account.
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Where to collect Nectar points
The amount of points you collect depends where you use your card. Points will show in the Nectar app within 28 days of your credit card statement date. You can see how many points you have , their monetary value, and where to spend points in the Nectar app.
How to collect 1 point for every £2 spent
Here's where to use your Nectar credit card to collect 1 point for every £2 you spend on it.
- Sainsbury's.
- Argos.
- Habitat.
- Tu Clothing.
How to collect 1 point for every £5 spent
Collect a point for each £5 you spend anywhere with your Nectar credit card.
Transactions that don't count
Certain transactions won't collect any Nectar points. A few are:
- ATM withdrawals.
- Fees.
- Gambling.
- Foreign currency transactions.
- Money orders and transfers.
- Argos eBay stores and Argos Clearance stores.
Moving to Visa
Your NatWest Nectar credit card is getting a makeover and changing from Mastercard to Visa. We'll send you a new Visa card, which you can use in exactly the same way as before.
Don’t worry there’s no change to your PIN, credit limit, interest rate, promotional offer or Direct Debit. If you've already linked your Nectar account to your credit card the way you collect and spend Nectar points will stay the same.
We'll contact you over the coming months to let you know your card is coming. While you wait for your new card, please continue making your credit card payments as usual.
Other NatWest credit cards
Not an existing Nectar credit card customer, or looking for a different card? No problem. Head over to our credit card hub and browse our range of cards.