Collect 1 point for each £2 spent at Sainsbury’s, Argos, Habitat and Tu Clothing.
Plus, get a point for every £5 spent everywhere else.
Use your points at Sainsbury's, Argos, Esso, British Airways and more partners.
Overlay
This product is only available to former Sainsbury’s Bank credit card customers.
Eligibility and exclusions apply.
Welcome to the Nectar credit card
Welcome to NatWest. You joined us when we took over some services from Sainsbury’s Bank, like credit cards, personal loans, and savings accounts. We’ll help you make the change from Sainsbury’s to NatWest easy.
Although this credit card can’t be applied for anymore, existing customers can still enjoy Nectar benefits.
Find out everything about your Nectar benefits and how to get the most from them.
Link in the NatWest app
Choose your Nectar credit card on the main screen, then select “Link your Nectar account”, and follow the prompts.
Information Message
Link in NatWest Online Banking
Log in to your account, choose your Nectar credit card, select “Link your Nectar account”, and follow the prompts.
Information Message
Give NatWest a call
Phone us on 0345 366 7005. One of our advisers will be more than happy to help link your card and Nectar account.
Information Message
Where to collect Nectar points
The amount of points you collect depends where you use your card. Points will show in the Nectar app within 28 days of your credit card statement date. You can see how many points you have , their monetary value, and where to spend points in the Nectar app.
How to collect 1 point for every £2 spent
Here's where to use your Nectar credit card to collect 1 point for every £2 you spend on it.
- Sainsbury's.
- Argos.
- Habitat.
- Tu Clothing.
How to collect 1 point for every £5 spent
Collect a point for each £5 you spend anywhere with your Nectar credit card.
Transactions that don't count
Certain transactions won't collect any Nectar points. A few are:
- ATM withdrawals.
- Fees.
- Gambling.
- Foreign currency transactions.
- Money orders and transfers.
- Argos eBay stores and Argos Clearance stores.
Other NatWest credit cards
Not an existing Nectar credit card customer, or looking for a different card? No problem. Head over to our credit card hub and browse our range of cards.