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NatWest Invest

Unlimited investing with a General Investment Account

For when you’ve used your ISA allowance.

Over longer periods of time (five years or more), investments such as stocks, shares and funds have the potential to give you higher returns compared to cash savings. But the value of investments can fall as well as rise. There is a chance you may get back less than you put in. Ensure you have safety net savings before starting to invest. Eligibility criteria, fees and charges apply.

What is a General Investment Account?

A General Investment Account is a useful option for when you’ve used your £20,000 tax-efficient ISA allowance. UK Income and Capital Gains Tax may apply.

You can invest an unlimited amount in a General Investment Account.

You have flexible access to your money, meaning you can withdraw money whenever you like but investing is designed for the long-term.

You can easily manage your investment account alongside other NatWest accounts. 

Why invest with us?

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Expertly managed

Coutts has been managing wealth for over 300 years. Your money will be invested in funds built and managed by their experts. 

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We keep fees low

Our fees are low so you keep more of any money you make. We charge 0.55% of your investment. That’s 55p for every £100 in your investments.

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Invest on the go

View your investments in your mobile app 24/7 - whenever suits you. Top up, manage or withdraw when you like.

How investing works with us

Once you’ve decided that our General Investment Account is right for you, you have just a couple of steps to make:

  1. Decide how much money you want to put in your account. Start investing from £50. 
  2. Choose from five ready-made investment funds. You decide the level of risk that suits you. 

Then keep track, top up and set up regular payments on your mobile app. 

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Investment forecast calculator Investment forecast calculator

How much could your money grow?

Our forecasting tool can show what your investment in a General Investment Account could be worth by the time you need the money. Log in online or via the app to see what your money could do for you when you put it to work. 

Choose how much you want to invest – a lump sum, monthly or a bit of both.

Explore our five ready-made funds to see how they might perform.

Start investing for your future goals.

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Ready to open a General Investment Account?

Please take your time to read this page and decide if investing with us is right for you. If you're unsure, learn more about investing.

To do this, you’ll need to be a NatWest customer with Online Banking, aged 18 - 84 and a UK resident for tax purposes.

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Helpful information

Saving and investing

If you're looking to grow some of your money over the longer term, typically five years or more, investing could deliver a better return and it could help protect the value of your cash from the effects of inflation.

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What our customers say about investing with us

Get insights into customer satisfaction about the platform's ease of use and experiences with NatWest Invest. 

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If you still have some ISA allowance left

If you haven’t used up your £20,000 ISA allowance for this tax year then a Stocks and Shares ISA might be a more tax-efficient way to invest your money.

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