Have your statements at your fingertips
We'll send you an email when your statements are ready to view in Online Banking. You can check them whenever you want.
Start saving with as little as £1, and take your money out when you need it.
Save up to £20,000 tax free until 5th April 2022.
Bring your ISA balances together in one place.
Yes, these rates are variable. If the rates are going down and your balance is £100 or more, we'll give you at least 14 days' notice. If the rates are going down and your balance is less than £100, we'll inform you before the change or shortly afterwards. If the rates are going up, we'll inform you before the change or shortly afterwards. For more information please see the Savings Account Terms (45 pages)
You must be aged 16 years or over and resident in the UK for tax purposes.
You can open and manage your account on our mobile app, online or by telephone.
To open in branch you must bring your own digital device such as a mobile or tablet and our staff can assist you opening the account yourself.
We will also need your email address and mobile number to open your account and send you important account opening documents.
There is no minimum deposit required to open the account; no minimum deposit needs to be made on a regular basis; and there is no maximum balance limit.
However, there is a limit on the amount you can pay into your account each tax year (6 April to 5 April). This annual limit also known as your “ISA allowance”, is set by the Government and may change from time to time. For tax year 2021/2022 it is £20,000. If you pay in more than the limit any excess money will be returned to you.
If you make a payment for a tax year into your Cash ISA, you can’t make any payments for that tax year into any other cash ISA except for a NatWest Help to Buy: ISA.
You can make payments to a Help to Buy: ISA in the same tax year as a NatWest Cash ISA provided that:
The Help to Buy: ISA is held with us; and
You don't pay in more than the ISA allowance between the Cash ISA and the Help to Buy: ISA
This account is a non-payment account
Yes. No notice is required.
You can withdraw money: in branch or by transfer to another account held with us in your name (online, by telephone or on the mobile app).
If you make a withdrawal, you will not be able to deposit more money into your account if it means you will exceed the annual limit.
You can transfer your ISA (or part of it) to another ISA manager.
Before you apply, we need to check you're happy with a few things. And ask you a few questions up front. Then we can make your application as quick and simple as it can be.
If you carry on applying, it means you're happy with what's in these documents, including the FSCS information sheet. Please take some time to review, print and/or save the important information.