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My Reward account
We want to make using your bank account simple. We'll explain how to manage your account through the mobile app, make payments, use debit card controls and more. You can also learn how to earn and claim your NatWest Rewards.
Managing your Reward account
Card services OpenClose
Overdrafts OpenClose
Ways to pay OpenClose
Contactless payments
Google and Apple Pay
Account T&C's OpenClose
How do I set up NatWest Rewards?
Great news, there is no need to set up your Rewards. You can see your MyRewards balance and claim straight from the NatWest app with the touch of a button. There's no need to use a password.
You need to pay in £1,250 to an eligible NatWest account every month.
Earn your Rewards
Every month you can:
Get £4 a month back in Rewards for 2 or more Direct Debits (2 of those Direct Debits needs to be at least £2 each).
Get £1 a month back in Rewards with 1 mobile app log in.
Earn Rewards at partner retailers when you use your NatWest debit card.
Claim your Rewards
The choice is yours. You can:
- Redeem Rewards as cashback which you can then transfer straight into your bank account or pay towards your NatWest credit card balance.
- Trade up for e-gift cards which you can use online or in store with our eligible partner retailers.
- Exchange your Rewards into money which is donated to one of our chosen charities
View your Rewards balance
It’s much quicker to access your MyRewards account through your NatWest app. Just login and select MyRewards to see your balance, earn or exchange your Rewards without needing a password.
You can also log in with a PIN and Password via the MyRewards website.
App available to customers aged 11+ with compatible iOS and Android devices and a UK or international mobile number in specific countries.

Check your credit score for free
Keep track of your credit score in our app and get personalised tips to improve it.
Available once opted in through the app to customers aged 18+ with a UK address. Data provided by TransUnion.

Save your spare change with Round Ups
Pay with your debit card and we'll round up the amount to the nearest pound, then send the spare change to your savings account. Save little and often and the pennies soon add up.

View your Rewards balance
Watch you Reward balance grow in the app. Just login and select MyRewards to see your balance, earn or exchange your Rewards without needing a password.

Pay in cheques securely
Just take a photo of the front and back of the cheque using our app and the money will be paid into your account.
Limits apply.

Need to split a bill with friends?
Whether you’re requesting money from family or splitting the bill with friends you choose how you ask for money using the NatWest app safely and securely. Eligibility criteria and limits apply.

Budget better, spend less
Put your spending into categories and get a detailed view of where your money is going.
You must be aged 16+. Only available for Personal and Premier accounts.
App available to customers aged 11+ with compatible iOS and Android devices and a UK or international mobile number in specific countries.
Round Ups is available to customers who have an eligible current account, an eligible instant access savings account and are registered for the NatWest Mobile App. Round Ups can only be made on debit card and contactless payments in Sterling.