I'm concerned I cannot afford to make a Credit Card payment in the coming days/weeks?

You can reduce your DD to the minimum amount where possible by calling our team using the number on the back of your credit card.

If your payment is now due, you can call us on 0800 161 5986 (Relay number - 18001 0800 161 5986) to discuss setting up a payment plan. Please be aware we are experiencing high call volumes and please be prepared for an extended wait time.

Please take the time to look at your priority debits, such as mortgage and utility bills. There is free independent money advice available online including HMRC for self-employed customers.