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Can I borrow more if I'm on a standard variable rate, fixed or tracker rate?

Can I borrow more if I'm on a standard variable rate, fixed or tracker rate?

Yes. You could borrow up to 90% loan to value of your property for almost any purpose. As the borrowing is secured against your home, it could be cheaper than taking a personal loan or putting it on your credit card.

You can secure the same rate on your current mortgage and the new additional borrowing amount if you are on a standard variable rate and choose a fixed or tracker product. If you are currently on a fixed or tracker product then you can apply for additional borrowing but it may not be on the same rate. Call the mortgage team for more information.

Applications for additional borrowing are subject to the loan to value and must meet our current lending requirements.

Phone Number: 0345 302 0190
Next Generation Text Service: 18001 0345 302 0190
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Open Monday to Thursday 8am - 8pm, Friday 8am - 6pm, Saturday 9am - 4pm (excluding public holidays)
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