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NatWest Green Mortgages are available to over 18s purchasing or remortgaging a home with a valid Energy Performance Certificate (EPC) rating of A or B. Product fees may apply. Your home may be repossessed if you do not keep up repayments on your mortgage.
What is a Green Mortgage?
- Our Green Mortgages reward you for purchasing or remortgaging an energy efficient home by offering a reduced mortgage rate on a 2 year or 5 year fixed rate mortgage.
- If you're purchasing or remortgaging a property with a valid Energy Performance Certificate (EPC) rating of A or B then you could get mortgage with a lower interest rate with a Green Mortgage.
- The offer is only available on selected mortgages marked with ‘Green Mortgage’ and can be changed or withdrawn at any point. Max LTV 85%. Early repayment charges may apply.
How much could you save with a Green Mortgage?
Get a personalised indication of how much you could borrow without any obligation to take a mortgage, you can then compare our mortgage rates and find out how much you could save with a Green Mortgage.
Why are we offering a Green Mortgage?
According to UK Government Office for National Statistics, approximately 64% of adults in Great Britain said they were somewhat or very worried about the impact of climate change. We want to reward customers who are helping the planet, by owning or buying an energy efficient home, by offering them lower mortgage rates.
Check the EPC register
Find out the energy efficiency of your home or property. To be eligible for a Green Mortgage, you'll need a valid Energy Performance Certificate (EPC) rating of A or B. Check the EPC register
What is a Green Remortgage?
- We're offering discounted 2 year and 5 year fixed rate mortgages to customers who are remortgaging their home to NatWest with a valid Energy Performance Certificate (EPC) rating of A or B.
- The offer is only available on selected mortgages marked with ‘Green Remortgage’ and can be changed or withdrawn at any point. Max LTV 85%. Product fees apply. Early repayment charges may apply.
How much could you save with a Green Mortgage?
Get a personalised indication of how much you could borrow with an Agreement in Principle, compare our mortgage rates and find out what the saving could be with a Green Mortgage.
Started your Agreement in Principle already?
If you've already started your Agreement in Principle, click here to log in and pick up where you left off.
You can return at any time, edit your Agreement in Principle and use it to quickly apply for your mortgage when you have an offer accepted on a property.
What is a Green Buy to Let Mortgage?
- A Green Buy to Let Mortgage gives you a discounted 2 year or 5 year fixed rate Buy to Let mortgages if you're remortgaging or purchasing a Buy to Let property with a valid Energy Performance Certificate (EPC) rating of A or B
Check your property's rating on the EPC register
How much could you save with a Green Buy to Let Mortgage?
Get a personalised indication of how much you could borrow, compare our mortgage rates and see the options available to you today with an Agreement in Principle for a green Buy to Let mortgage. Early repayment charges may apply.
The offer is only available on selected mortgages marked with ‘Green Mortgage’ and can be changed or withdrawn at any point. Max LTV 75% (for new build flats or houses a maximum LTV of 65% applies). Exclusions and eligibility criteria applies. Product fees apply.
Our approach to climate change
Climate is at the heart of our purpose
As part of the NatWest Group, our climate ambition is to be a leading bank in the UK in helping to address the climate challenge.
We want to deliver a more sustainable economy and future for the customers and communities we serve. Helping to address the climate challenge - one of the biggest issues of our time - lies at the core of our purpose.
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The NatWest Greener Homes Attitude Tracker
Our quarterly analysis provides insight into consumer attitudes towards energy efficient housing in the UK.
Other mortgage types
There's a lot to think about with a mortgage including what type of mortgage could be right for you. We offer a range of mortgages that you can compare, to help find what’s right for you.
Learn about more mortgage types
Other mortgage types and rates
Are there any other mortgage offers and schemes?