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Green Mortgages

An energy efficient home could save you money

Helping you move towards a greener future

According to UK Government National Statistics, residential properties make up 15% of the UK total climate emissions. At NatWest, we want to help to lower this and reward our customers who are trying to do the same.

Green Mortgages reward you for purchasing an energy efficient home by offering a reduced rate on a 2 year or 5 year fixed rate mortgage and we’ll pay £350 cashback to your solicitor on the day you drawdown your mortgage.

The offer is only available on selected mortgages marked with ‘Green Mortgage - Cashback’ and can be changed or withdrawn at any point. Max LTV 85%.

Buy a UK home with a valid Energy Performance Certificate (EPC) rating of A or B and you could be eligible to select a Green Mortgage product. Early repayment charges may apply.

Why not get a personalised indication for a mortgage on the property? You can also see what the monthly costs could be without any obligation to take a mortgage with NatWest.

Find out if your new home is energy efficient

Found your new home?  Your new home will need a valid Energy Performance Certificate (EPC) rating of A or B to be eligible to select a Green Mortgage product. Check its on the EPC register

Find out more about EPC certificates

Green Remortgages: Rewarding you for having an energy efficient home

According to a poll from Ipsos MORI, 85% of UK citizens are concerned about climate change and 52% are very concerned.

To help reduce climate change, we want to reward customers with energy efficient homes. We're offering discounted 2 year and 5 year fixed rate mortgages to customers who are remortgaging their home to NatWest with a valid Energy Performance Certificate (EPC) rating of A or B. We’ll also pay £250 cashback to your solicitor on the day you drawdown your mortgage.

The offer is only available on selected mortgages marked with ‘Green Remortgage’ and can be changed or withdrawn at any point. Max LTV 85%. If you have a home with a valid Energy Performance Certificate (EPC) rating of A or B, you could be eligible to select a Green Remortgage product. Product fees apply.

Get a personalised indication of how much you could borrow, compare our mortgage rates and find out what the saving could be with an Agreement in Principle for a green mortgage. Early repayment charges may apply.

Your home needs to have a valid Energy Performance Certificate (EPC) rating of A or B to be eligible to select a Green Mortgage product. Check its on the EPC register

Find out more about EPC certificates

Started your Agreement in Principle already?

If you've already started your Agreement in Principle, click here to log in and pick up where you left off.

You can return at any time, edit your Agreement in Principle and use it to quickly apply for your mortgage when you have an offer accepted on a property.

Climate is at the heart of our purpose

We're setting out a new ambition to be a leading bank in the UK & RoI helping to address the climate challenge; by making our own operations net carbon zero in 2020 and climate positive by 2025, and by driving material reductions in the climate impact of our financing activity.

We're setting ourselves the challenge to at least halve the climate impact of our financing activity by 2030 and intend to do what is necessary to achieve alignment with the 2015 Paris Agreement.

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The NatWest Greener Homes Attitude Tracker