NatWest mortgages are available to over 18s. Your home or property may be repossessed if you do not keep up repayments on your mortgage.
When you're looking for a home, not just any house will do. It's the same with mortgages... Beyond just interest rates and terms, it's important to think of your own personal situation.
We offer a range of mortgages you can compare, to help find what’s right for you.
With our range of 95% mortgages, you could be moving into your new home sooner than you imagined.
Find out more about 95% mortgages
Exclusions & eligibility criteria apply.
The amount you can borrow for a mortgage will depend on a number of factors determined by the lender. Some of these factors that a mortgage lender might consider include your salary, the size of your deposit and your credit history. You can find out more about mortgage eligibility here. You could calculate how much you can borrow with NatWest using our tool below.
A joint mortgage means you can have a shared mortgage with other people and is one of the most common ways to buy a property. NatWest only provide joint mortgages for two people but some lenders allow more than two. Find out more about our joint mortgage products and how they work
If you're purchasing a property with an Energy Performance Certificate (EPC) rating of A or B, you may be able to benefit from a green mortgage.
Exclusions and eligibility criteria applies. Early repayment charges and product fees may apply.
There are many reasons to purchase a second home and you can have more than 1 mortgage prouct at a time. Your ability to get a second home mortgage will depend on your ability to meet repayments and other factors. If you are thinking about a sceond home, read more in our guide to second home mortgages.
Saving money for a deposit can be difficult. Therefore, purchasing a property with a 95% mortgage, with a deposit as low as 5%, could be a good option.
You could also consider a 90% mortgage, with a 10% deposit.
Exclusions & eligibility criteria apply.
With a cashback mortgage, you'll receive a little money back once you've taken out your mortgage.
Eligibility criteria applies. Cashback is available on selected mortgages only and can be changed or withdrawn at any point.
We may be able to offer you a free standard mortgage valuation when you move home and take a mortgage with us. The offer is only available on selected mortgages marked with 'Free standard valuation'. Exclusions apply.
