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Mortgage Certificate of Interest

Need a mortgage statement for a tax return or accountant? Find out what a Certificate of Interest is, when you might need one, and how to get one.

Your home or property may be repossessed if you do not keep up repayments on your mortgage

What is a Certificate of Interest?

A Certificate of Interest shows how much interest you've paid on your mortgage during a tax year.

You might hear it called:

  • a mortgage interest statement
  • an annual interest statement
  • an interest certificate
  • a mortgage statement for a tax return.

Why might I need one?

You may need a Certificate of Interest if you're:

  • completing a self-assessment tax return
  • preparing information for your accountant
  • providing evidence of mortgage interest paid for tax purposes
  • looking for a record of the mortgage interest you've paid during a tax year.

If you're looking for a mortgage statement or annual interest statement for tax purposes, you'll usually need a Certificate of Interest.

How to get a Certificate of Interest

The quickest way to get a Certificate of Interest is through Online Banking or our mobile app.

Certificate of interest

  1. Log in to Online Banking or the mobile app.
  2. Select your mortgage account.
  3. Choose Your statements & certificates.
  4. Select Certificate of Interest.
  5. Download or save your certificate.
Log in to the mobile app or Online Banking Open in new window

Frequently asked questions

Need some help? Speak to our mortgage team

Call us

We're on hand to arrange a phone or video call with one of our qualified mortgage professionals. We can also help with any general queries about the process. 

Call us on 0345 302 0190

Opening hours: Mon-Fri 8am-6pm, Sat 9am-4pm, Sun Closed. Excluding public holidays.

Relay UK: 18001 0800 096 9527

Written by: Mortgages Team

Reviewed by: Financial Promotions Approvals team

Last updated on: 18/09/2026