If you meet the below conditions, you won’t need to get prior permission from us.

• You agree the occupation under license and not using a tenancy agreement.
• The property isn’t occupied by someone other than you for longer than 90 days in any rolling 12-month period.
• You notify your insurer of the letting and obtain the insures consent. Your buildings insurance is not invalidated and stays in force at all times.
• You’re not breaching any requirements or regulations of local or other relevant authorities.
• You’re not breaching any requirements from special schemes (for example, Help to Buy or shared ownership), you might need to get permission from your scheme provider first. You might also need consent from any second charge lenders.
• If the property is leasehold, the conditions in the lease must be met before Short Term Let agreement starts and the customer must have permission from the freeholder.
• It is your responsibility to disclose any taxable income generated from Short Term Let to HMRC.
• If you have a Buy to Let property, you may only use Short Term Lets to cover rental void periods.

If you want to let out your home but don’t meet the above conditions, please follow our Consent to Let process.