Mortgages with NatWest

Apply for a mortgage AIP in less than 10 minutes

If you are looking for a mortgage with us, you can apply for an Agreement in Principle today in less than 10 minutes. If you are an existing customer, you can also log in to manage your mortgage with us.

Step 1: Find out what we could offer you

  • Get a personalised indication of how much you could borrow in less than 10 minutes.
  • It won't impact your credit score.

Step 2: Ready to apply for your new mortgage?

  • Apply online today or contact us if you'd like support.
  • Save progress and come back whenever you like.

Mortgage Calculators

Mortgage calculators

Our mortgage calculator hub has all of the tools that can help you find the right mortgage. Find out what your payments might be, how they might be changing and how you can manage your money.

Mortgage rate finder

Use our mortgage rate finder tool to view our current mortgage rates and find out what your monthly payments might be. Filter rates by buyer type, fixed or tracker rate mortgages.

How much can I borrow?

You can find out how much we might be able to offer you with this calculator before completing an agreement in principle. Every lender has different requirements.

You could buy your new home with just a 5% deposit

Looking for a new mortgage?

First home

It can be daunting when you are looking for a first time buyer mortgage, but we're here to help.


If you're coming to the end of your mortgage deal, you may want to move your mortgage to a new lender.

Moving home

Understand mortgages if you're moving home including possible costs, deposits and more.

Buy to let

Learn about your mortgage options if you're buying a property with the intention to rent it out.

Already have a mortgage with us?

If you need to manage your mortgage, or are looking for support, our existing customer information should help.

Alternatively, if your current rate is up for renewal or already come to an end, have a look at how we can help you switch to a new deal.

Support for mortgage customers with the rising cost of living

If you're remortgaging to help ease the rising cost of living, your current mortgage provider could provide you with additional support without impacting your credit score.

We're committed to helping our customers through this difficult time and we're pleased to be part of the Mortgage Charter support to help ease financial pressure on mortgage customers.

Ready to apply?

Already started your application?

If you’ve already got an Agreement in Principle, and have begun your application, you can pick up where you left off.

Learn about home-buying with our mortgage guides

Getting a mortgage can seem tricky. There are lots of different factors to consider and different types of mortgages to compare.

We’ve created some mortgage guides to help you through the process:

Common mortgage questions

What are mortgages?

Put simply, a mortgage is a type of loan to buy or refinance a property.

Learn more on our how do mortgages work webpage.

Where can I get mortgage advice?

Our trained mortgage advisors can help you on your home buying journey over the phone, via video or in branch.

Find out more below.

What are the main types of mortgage?

There are other types of mortgage that may be a good option for you. You can compare mortgage types to learn more.

Do I need protection when taking out a mortgage?

It is important to protect your home and those you care about, should the worst happen. 

Home insurance

Having Buildings Insurance is a condition of our mortgage offer, but you don’t need to buy it through NatWest and it doesn’t affect how much we’ll lend you.

Find out more about Home Insurance here.

Home insurance is underwritten by U K Insurance Limited.

Life insurance

Life insurance is not a requirement of our mortgage. However, having one in place could offer you the confidence that whatever happens, you or your loved ones could be protected.

Find out more about Life insurance here.

Life insurance is provided by AIG Life Ltd. 

Frequently asked questions about mortgage application

Download general information about mortgages

Please take the time to read the information below before taking out a mortgage

Need some help?

Call us