Life moments

Struggling financially

Are you worried about your money? We're here to help you manage your debt and have free conversations about your money, whether it’s consolidating debt or making card payments.

Struggling to make payments

If you’ve already missed a loan, card or mortgage payment (or you know you’re going to) or you’re struggling to pay off your overdraft, please get in touch with us as soon as possible.

Start a chat through one of the three options below, quoting ‘struggling financially’ to get the conversation going.

Ways to speak to us

Mobile app

Go to the home screen of your mobile banking app. Tap ‘Help’ at the bottom of the screen, then 'Chat to Cora' to start a chat, quoting 'struggling financially'. Criteria apply.

Online Banking

Log into Online Banking. From your home screen, click ‘Chat Now’ to start a chat, quoting 'struggling financially'. Criteria apply.

Our website

You can find Cora on the bottom right of your screen waiting to help on some of our web pages (including this one). Quote 'struggling financially' when starting the chat.

Income worries

If you're worried that your situation may change, we're here to give you financial support.

Our free Financial Health Check is a review of your personal finances. Discover helpful hints, tips and ideas to help keep you financially fit.

It’ll focus on your needs and goals, and could help you to make better decisions about your finances, now and in the future.

Choose from a quick review online or take the time and go more in-depth with one of our highly trained Senior Personal Bankers. 

Prices are up. Let's ease the squeeze.

We're experiencing the biggest price hike for fifty years. Inflation, energy prices, tax rises and the Russian invasion of Ukraine, have all played a part. It's squeezing all our pockets. So if you're feeling the pinch, you're not alone.

Debt management

If you're looking to pull everything you owe into one place, a debt consolidation loan could help. 

By consolidating all your debt into the one personal loan it could be easier to manage and you'll only have one payment to make each month. 

FAQs and how we can help

Independent support available

If you are struggling with your finances, you can get free debt advice. We partner with PayPlan (a third party company), who can offer you free confidential advice for all of your debts. 

Start your journey with PayPlan

Additional support

Citizens Advice
Free advice on debt, benefits, housing, legal matters, employment and general consumer advice.

Money Helper
Free advice on debt, divorce/separation, setting up a new home, care & disability.


COVID-19: Help people facing urgent housing issues

National Debt Line
Free and confidential advice on debt.

Government support for landlords and renters reflecting the current coronavirus (COVID-19) outbreak.


Is there something else you're looking for?