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NatWest Home Energy Hub
How to save energy at home
Get a more energy efficient and cosier home with our free Home Energy Plan
Not a NatWest customer? No problem. You can still get a free plan for your home.
Free digital plan showing suggested energy saving improvements for your home.
Get estimated annual savings and typical costs and check funding options.
Book a discounted in-home energy assessment.
Choose tradespeople to do the work.
Simply add your postcode to get started or log in to see and edit a plan you've already saved.
How the Home Energy Plan works
1. Get your free digital Home Energy Plan
Enter your postcode and we'll be able to give you energy saving suggestions based on publicly available information.
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2. Book a discounted in-home energy assessment
Make your plan more personalised with the option of booking a discounted in-home energy assessment.
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3. Browse possible funding options
Choose the improvements you want to make and check funding options like grants and borrowing.
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4. Find tradespeople for your work
Get your improvements underway by comparing and connecting with trusted tradespeople.
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Start your energy saving journey now
Benefit from small changes now and learn how to make your home more energy efficient.
Get zero cost energy saving tips
Whether you're a home owner or renting, get room-by-room tips that cost nothing but come with savings that add up. While you're here, why not learn more about your energy bill?
Learn how energy efficient your home is
Your Energy Performance Certificate (EPC) rating will tell you how energy efficient your home is. Find out what your home's EPC rating is and how you could improve it.
Check government grants and schemes
Check if you're eligible for any government grants or schemes that could help cut the cost of your bills or energy saving home improvements.
Get clued up on energy saving improvements with our guides
Well insulated homes need less energy to heat up and stay warmer for longer. By reducing the amount of heat lost through the walls or roof, you could lower your energy bills too.
Once you've covered your initial installation cost, solar panels could help you to significantly reduce your electricity bills and provide a source of more sustainable energy.
If your home is well insulated and you have the outdoor space, swapping a traditional gas boiler for a heat pump could help you to lower your energy costs and create a home that's more sustainable too.
A smart meter can help you understand how you're using energy in your home, which will let you identify opportunities to be more energy efficient. It will also submit gas and electricity meter readings automatically, saving you time.
Retrofitting means updating your home with energy saving improvements. From energy efficient light bulbs to solar panels, spending some money up front could help you reduce your energy bills and create a more sustainable home.
Borrowing options for energy saving home improvements
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Borrow more on your existing NatWest mortgage
From a minimum of £10,000 up to 90% of the value of your property. You'll make monthly payments over an agreed term to repay the amount you borrow.
About additional borrowing
If you're considering making improvements to make it more energy efficient borrowing more on your existing mortgage could be an option.
Where there is a consent to let on the property, borrowing is restricted to home improvements, raising equity to buy another property or buying out an existing holder/partner.
Your home or property may be repossessed if you do not keep up repayments on your mortgage.
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Remortgage to NatWest
You could get a personalised indication of how much you could borrow in less than 10 minutes. Plus it won't impact your credit score.
Remortgage calculator
With our remortgage calculator you can compare our range of mortgages and see what your monthly repayments might be.
Simply choose the 'planning to remortgage' option as you move through our calculator to see an indication of the remortgage rates we may be able to offer you.
Your home or property may be repossessed if you do not keep up repayments on your mortgage.
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Personal loan
For smaller alterations to your home a personal loan might be another option to consider.
Home improvement loans
From new windows to upgrading insulation, our home improvements loans could help you to make your home more energy efficient.
Representative 6.6% APR for loans between £7,500 and £14,950.
Other amounts available at alternative rates. Our rates depend on your circumstances and loan amount and may differ from the Representative APR. To apply, you must be 18+ and a UK resident with a NatWest current account (held for 3+ months).
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Chat with us via Video Banking
Video Banking is an easy and secure way to chat to us face-to-face wherever you are for up to 60 minutes. Whether you want an instant chat, or a chat at a later date or time – we’re ready whenever you are.
About video banking
If you want to discuss what financial support your might need for your home improvement plans, we can look at your finances together and help you find the right option for you.
Video banking may be recorded. Criteria applies.
More on how to live sustainably
Get rewarded for having an energy efficient home
Already have home with an EPC rating of A or B, or are you planning to buy one? Take a look at our Green Mortgages.
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Follow our customers' home retrofit journeys
See how nine of our customers have made their homes more energy efficient, by taking part in our Greener Homes Retrofit Project.
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See our approach to tackling climate change
From reducing our own emissions to helping customers create more energy efficient homes, see how we're tackling climate change.
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