Discover our range of current accounts

Current accounts designed for you

Choose from our fee-free account or view our full range of accounts.

To apply you must be 18+ and a UK resident. Specific account eligibility criteria applies.

Explore our products

Current accounts

We have different current accounts to suit you. Browse our fee-free current accounts, or see the extra benefits you could receive with our range of Reward accounts. 

To apply you must be 18+ and a UK resident. Fees and charges apply.


Could we help you save money on your mortgage?

We have all the tools, including our mortgage calculators, to help you find out.

Credit cards

Whether you’re looking to transfer a balance or travel abroad, our credit cards are designed to suit your lifestyle.

Eligibility applies. Over 18’s only.


Savings that suit you.

We want to help you save in a way that’s best for you. Compare our accounts and reach your savings goals.


If payday is still a long way off and things are a bit tight, an arranged overdraft could act as a short-term safety net.

Representative 39.49% APR (variable) 

To apply, you must be a UK resident, 18+ and have an eligible NatWest current account.  Subject to approval.  


Start investing from just £50. Once you’ve invested, it will be managed by Coutts investment managers, so they will do the hard work for you.

The value of investments can go down as well as up. Your capital is at risk. Eligibility criteria, fees and charges apply.

Switch to NatWest

Switching your current account

Want to keep your banking all in one place? It only takes 7 days and your Direct Debits will be moved over, and all the tricky admin bits will be covered.

Take control of your finances

Looking to reduce your spending and save more? Our money management tools and guides could help you get started.

Looking to reduce your energy bills?

Get simple tips for using less energy at home.

Small changes could add up to some helpful savings.

Prices are up. Let's ease the squeeze.

We're experiencing the biggest price hike for 50 years. Inflation, energy prices, tax rises and the Russian invasion of Ukraine, have all played a part. It's squeezing all our pockets. So if you're feeling the pinch, you're not alone.    

Independent service quality survey results for personal current accounts

As part of a regulatory requirement, an independent survey was conducted to ask customers of the largest 17 personal current account providers if they would recommend their provider to friends or family. (Last updated in February 2022)