2 year fixed rate option also available.
Overlay
You could win £10,000
Or 110 other cash prizes, including 10 prizes of £1,000 and 100 prizes of £100.
For a chance to win:
- Set up a monthly contribution of £50 or more into a Stocks and Shares ISA, General Investment Account or Junior ISA or
- Increase your existing monthly contribution by at least £50
Enter by 6th October 2026. T&Cs, fees and charges apply. Your capital is at risk. Free entry route available.
Becoming a financially independent adult
Saving for the future
Buying a home
Ready to invest
Stay on top of your credit score
Take control of your score by checking it whenever you want, for free.
Budget better with pots
Keep your spending in check by splitting money into Pots to keep it separate from your account balance.
Save as you spend
Round up purchases to the nearest pound with Round Ups.
Track subscriptions
Subscription Manager helps you manage recurring payments and quickly spot unusual Direct Debits.
An app that gives you financial control
Stay on top of your credit score
Take control of your score by checking it whenever you want, for free.
Budget better with pots
Keep your spending in check by splitting money into Pots to keep it separate from your account balance.
Save as you spend
Round up purchases to the nearest pound with Round Ups.
Track subscriptions
Subscription Manager helps you manage recurring payments and quickly spot unusual Direct Debits.
Support 24/7
Get help in whichever way you prefer.
- On the phone.
- Smart assistant help.
- In branch if you prefer.
- Video chat.
Helping to keep your money safe
We're here to help protect your money, with fraud protection, industry safeguards and security tools built into your banking.
- We refund money fraudulently taken from your account through Online Banking or our mobile app, as long as you've kept your security information safe.
- Eligible deposits in current and savings accounts up to a total of £120,000 per person, per banking licence, are covered by the Financial Services Compensation Scheme (FSCS).
- We use advanced technology and monitoring systems to help identify suspicious activity on your account.
Graph showing independent service quality results for personal current accounts. Natwest are ranked 13th. Independent service quality survey results for personal current accounts
As part of a regulatory requirement, an independent survey was conducted to ask customers of the largest 17 personal current account providers if they would recommend their provider to friends or family.