Mortgages with NatWest

Step 1: Find out what we could offer you

  • Get a personalised indication of how much you could borrow in less than 10 minutes. 
  • It won't impact your credit score.

Step 2: Ready to apply for your new mortgage?

  • Apply online today or contact us if you'd like support.
  • Save progress and come back whenever you like.

You could buy your new home with just a 5% deposit

Looking for a new mortgage?

First home

It can be daunting when you are looking for a first time buyer mortgage, but we're here to help.


If you're coming to the end of your mortgage deal, you may want to move your mortgage to a new lender.

Moving home

Understand mortgages if you're moving home including possible costs, deposits and more.

Buy to let

Learn about your mortgage options if you're buying a property with the intention to rent it out.

See how much you could borrow

Use our mortgage calculator to see how much you could borrow, compare our mortgage rates and find out what it might cost you per month. 

Learn about home-buying with our mortgage guides

Getting a mortgage can seem tricky. There are lots of different factors to consider and different types of mortgages to compare.

We’ve created some mortgage guides to help you through the process:

Ready to apply?

Already started your application?

If you’ve already got an Agreement in Principle, and have begun your application, you can pick up where you left off.

Other tools to help you

Mortgage rate finder

  • Compare our mortgage rates and products

Home equity calculator

  • Calculate the amount of equity in your property

Agreement in Principle

  • Get a personalised indication of how much you could borrow

Already have a mortgage with us?

If you need to manage your mortgage, or are looking for support, our existing customer information should help.

Alternatively, if your current rate is up for renewal or already come to an end, have a look at how we can help you switch to a new deal.

'Homes for Ukraine'

The UK government has launched a scheme to allow UK residents to take refugees from Ukraine into their homes or properties - by becoming sponsors.

Are you interested in becoming a sponsor?

Common mortgage questions

What are mortgages?

Put simply, a mortgage is a type of loan to buy or refinance a property.

Learn more on our how do mortgages work webpage.

Where can I get mortgage advice?

Our trained mortgage advisors can help you on your home buying journey over the phone, via video or in branch.

Find out more below.

What are the main types of mortgage?

There are other types of mortgage that may be a good option for you. You can compare mortgage types to learn more.

Do I need protection when taking out a mortgage?

It is important to protect your home and those you care about, should the worst happen. 

Home insurance

Having Buildings Insurance is a condition of our mortgage offer, but you don’t need to buy it through NatWest and it doesn’t affect how much we’ll lend you.

Find out more about Home Insurance here.

Home insurance is underwritten by U K Insurance Limited.

Life insurance

Life insurance is not a requirement of our mortgage. However, having one in place could offer you the confidence that whatever happens, you or your loved ones could be protected.

Find out more about Life insurance here.

Life insurance is provided by AIG Life Ltd. 

Frequently asked questions about mortgage application

Download general information about mortgages

Please take the time to read the information below before taking out a mortgage

Need some help?

Call us