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Mortgages

Mortgages with NatWest

NatWest mortgages are available to over 18s. Your home or property may be repossessed if you do not keep up repayments on your mortgage.

Step 1: Find out what we could offer you

  • Get a personalised indication of how much you could borrow in less than 10 minutes.
  • It won't impact your credit score.
Get an Agreement in Principle

Step 2: Ready to apply for your new mortgage?

  • Apply online today or contact us if you'd like support.
  • Save progress and come back whenever you like.
Apply online today

Mortgage Calculators

Mortgage calculators

Our mortgage calculator hub has all of the tools that can help you find the right mortgage. Find out what your payments might be, how they might be changing and how you can manage your money.

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Mortgage rate finder

Use our mortgage rate finder tool to view our current mortgage rates and find out what your monthly payments might be. Filter rates by buyer type, fixed or tracker rate mortgages.

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How much can I borrow?

You can find out how much we might be able to offer you with this calculator before completing an agreement in principle. Every lender has different requirements.

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How much can I borrow Open in new window

Looking for a new mortgage?

First home

It can be daunting when you are looking for a first time buyer mortgage, but we're here to help.
First time buyer mortgage

Remortgage

If you're coming to the end of your mortgage deal, you may want to move your mortgage to a new lender.
Remortgage

Moving home

Understand mortgages if you're moving home including possible costs, deposits and more.
Moving home mortgage

Buy to let

Learn about your mortgage options if you're buying a property with the intention to rent it out.
Buy to let mortgage

Already have a mortgage with us?

If you need to manage your mortgage, or are looking for support, our existing customer information should help.

Help for existing mortgage customers Open in new window

Alternatively, if your current rate is up for renewal or already come to an end, have a look at how we can help you switch to a new deal.

Support for mortgage customers with the rising cost of living

If you're remortgaging to help ease the rising cost of living, your current mortgage provider could provide you with additional support without impacting your credit score.

We're committed to helping our customers through this difficult time and we're pleased to be part of the Mortgage Charter support to help ease financial pressure on mortgage customers.

Find out how NatWest is supporting mortgage customers Open in new window

Learn about home-buying with our mortgage guides

Getting a mortgage can seem tricky. There are lots of different factors to consider and different types of mortgages to compare.

We’ve created some mortgage guides to help you through the process.

See all mortgage guides Open in new window

Common mortgage questions

Where can I get mortgage advice?

Our trained mortgage advisors can help you on your home buying journey over the phone, via video or in branch.

Find out more below.

What are the main types of mortgage?

Download general information about mortgages

Please take the time to read the information below before taking out a mortgage

Need some help?

Call us