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I've missed a payment, will this show on my Credit File?

I've missed a payment, will this show on my Credit File?

Depending on your circumstances your credit file may be affected by missed/late loan or credit card payments, or continued overdraft excess.

You can view all missed payments across all of your accounts in Know Your Credit Score on the NatWest app. View your credit report, understand what impacts your score, and find out ways to improve it.

Information reported on your Credit file will vary depending on your payment history or if you have an active repayment plan. If you have failed to make contractual or repayment arrangement payments this could result in a default being registered on your credit file.

A missed payment can impact you now and for up to six years after the original date the information was registered so we recommend contacting us as soon as possible to understand your current position.

If you're struggling to make payments help and support is available on our Struggling Financially page this might help you understand what you can do and how we can help.

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