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Welcome from Ulster Bank

Move forward with your mortgage from NatWest

NatWest mortgages are available to over 18s. Your home may be repossessed if you do not keep up repayments on your mortgage.

On this page

Mortgage guides Open in new window
What is an Agreement in Principle? Open in new window
What detail do we need? Open in new window
What's next? Open in new window
Already got a mortgage? Open in new window
Need a little help? Open in new window
Get an Agreement in Principle Open in new window
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Ulster Bank mortgages are provided by NatWest. You don't need to be a NatWest customer to get an Agreement in Principle from us, and you're not committed to having a NatWest mortgage. An Agreement in Principle is also not a guarantee we can lend to you.

Mortgages made easier with NatWest

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  • Get an indication of how much you could borrow in minutes using our online Agreement in Principle
  • Apply online, by phone or via video appointment
  • You can upload, sign and see all your documents online with our paperless online application
  • Up to £1,000 cashback on selected mortgages.
Get started Open in new window

Start exploring our mortgages

Find out what we could offer you

Step 1

  • Our Agreement in Principle provides a personalised indication of how much you could borrow
  • Will not impact your credit score
  • Takes less than 10 minutes
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Get an Agreement in Principle Open in new window

Ready to apply for your new mortgage?

Step 2

  • Apply online today, or contact us if you'd like support
  • Save progress and come back whenever you like
  • Upload, submit and sign all of your documents online
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Start your application now Open in new window

Or use our calculator to find out how much you could borrow

Get a rough idea of how much we might be able to lend you, see our rates, the monthly payments and find out about any fees involved.
Use our mortgage calculator Open in new window

Mortgage guides

Buying your first home

Read through our guide for buying your first home
First time buyer guide Open in new window

Remortgage to NatWest

Our guide to moving your mortgage from your current provider to us
Remortgage guide Open in new window

Moving home

Read our guide to help you move to a new home
Home movers guide Open in new window

Buying a property to let

Your guide to buying a property to rent out not live in
Buy to let guide Open in new window

What is an Agreement in Principle?

An Agreement in Principle (AIP) gives you an understanding of how much you may be able to borrow towards the purchase or remortgage of a property. It's a document that you can use with an estate agent, or those selling a property, to show that you may be in a financial position to purchase it.

Get an Agreement in Principle Open in new window

The details we'll need....

Your income

This is your gross income, this should match the amounts shown on your proof of income documents, e.g. pay slips and details of any other income you may have.

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Your outgoings

Details of outgoings such as loan repayments and credit card balances.

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Your address

Your current address and the date you moved to this address.

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What's next?

Once you have your Agreement in Principle in place, you can save your details so, when it's time, it's easy for you to apply.

You can apply online by retrieving your saved Agreement in Principle or by completing a new one. Then, select the mortgage you want and continue your mortgage application.

Or, if you'd like support, we're on hand to arrange a phone or video appointment with one of our qualified mortgage professionals. 

Call us on ${dn-0800 096 9527} Opening hours

Relay UK: 18001 0800 096 9527

Already got a mortgage with Ulster Bank?

If you're thinking of moving home, buying a second home, buying or re-mortgaging a buy-to-let property, then find out about NatWest mortgages. 

Moving home and want to take your existing mortgage deal with you? This is known as 'porting' and one of our Mortgage team will be happy discuss whether this is an option for you, along with any others.

Alternatively, if your looking for help and support regarding your current mortgage then visit manage your Ulster Bank mortgage. 

Mortgage help and support

Read our mortgage guides Open in new window

Mortgages explained Open in new window

What you need when applying Open in new window

Need some help?

Call us

We're on hand to arrange a phone or video call with one of our qualified mortgage professionals. We can also help with any general queries about the process. 

Call us on ${dn-0800 096 9527} 

Relay UK: 18001 0800 096 9527

Opening hours: Mon-Fri 8am-6pm, Sat 9am-4pm, Sun Closed. Excluding public holidays.

Buy to Let? We only provide Buy to Let mortgages online for small portfolio landlords.

  • Please use our tools and guidance designed to help you complete your mortgage application online.
  • We do not provide advice on Buy to Let mortgages but if you need technical help with your online application, get in touch so we can provide support.
  • If you are not a small portfolio landlord, or you wish to apply with a mortgage professional, NatWest Buy to Let mortgages are available via mortgage brokers.