Welcome from Ulster Bank

Move forward with your mortgage from NatWest

Mortgages made easier with NatWest

  • Get an indication of how much you could borrow in minutes using our online Agreement in Principle
  • Apply online, by phone or via video appointment
  • You can upload, sign and see all your documents online with our paperless online application
  • Up to £500 cashback on selected mortgages
  • NatWest was voted 'Best Mortgage Provider 2020' by the British Bank Awards.

Start exploring our mortgages

Find out what we could offer you

Step 1
  • Our Agreement in Principle provides a personalised indication of how much you could borrow
  • Will not impact your credit score
  • Takes less than 10 minutes

Ready to apply for your new mortgage?

Step 2
  • Apply online today, or contact us if you'd like support
  • Save progress and come back whenever you like
  • Upload, submit and sign all of your documents online

Or use our calculator to find out how much you could borrow

Get a rough idea of how much we might be able to lend you, see our rates, the monthly payments and find out about any fees involved.

Mortgage guides

Read through our guide for buying your first home
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Our guide to moving your mortgage from your current provider to us
Read our guide to help you move to a new home
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Your guide to buying a property to rent out not live in

What is an Agreement in Principle?

An Agreement in Principle (AIP) gives you an understanding of how much you may be able to borrow towards the purchase or remortgage of a property. It's a document that you can use with an estate agent, or those selling a property, to show that you may be in a financial position to purchase it.

The details we'll need....

Your income

This is your gross income, this should match the amounts shown on your proof of income documents, e.g. pay slips and details of any other income you may have.

Your outgoings

Details of outgoings such as loan repayments and credit card balances.

Your address

Your current address and the date you moved to this address.

What's next?

Already got a mortgage with Ulster Bank?

Already have a NatWest mortgage?

If you're already a NatWest mortgage customer, you won't need to resubmit paperwork, such as evidence of income, unless your circumstances have changed.

Log in to Manage Your Mortgage, see what offers are available and apply online.

All you need are your mortgage account number, name, date of birth and your postcode.

Need some help or want to talk to a qualified mortgage professional?

Call us